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Suze Orman's 2009 Action Plan: Keeping Your Money Safe & Sound Mass Market Paperback – December 30, 2008
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The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if itâ s worth less than what you owe or should you sell it? How do you pay your bills if youâ ve just been laid off?
The nationâ s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation youâ re in, you will find a plan of action and the answers to your questions about:
* Credit * Retirement
*Savings and Spending*Real Estate
*Paying for College* Protecting Your Family
SUZE ORMANâ S 2009 ACTION PLAN delivers honest, straightforward guidanceâ what to do, when to do it, and how to do itâ as only Suze Orman can.
- Print length209 pages
- LanguageEnglish
- PublisherSpiegel & Grau
- Publication dateDecember 30, 2008
- Dimensions4.12 x 0.62 x 7.46 inches
- ISBN-100385530935
- ISBN-13978-0385530934
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The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it’s worth less than what you owe or should you sell it? How do you pay your bills if you’ve just been laid off?
The nation’s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you’re in, you will find a plan of action and the answers to your questions about:
* Credit * Retirement
*Savings and Spending*Real Estate
*Paying for College* Protecting Your Family
SUZE ORMAN’S 2009 ACTION PLAN delivers honest, straightforward guidance—what to do, when to do it, and how to do it—as only Suze Orman can. Amazon.com Exclusive: Suze Orman's 2009 Action Plan
How to Prepare for the Unexpected
If in late 2007 you were told that over the next twelve months housing would crater to 20% below it's all-time peak, unemployment would rise from below 5% to nearly 8%, stocks would fall nearly 50%, and a gallon of gas would spike to more than $4 (and then drop below $2) you would probably have shrugged it off as just a whole lot of doomsday-scenario crankiness. But that's exactly what we all had to live through and continue to grapple with in 2009.
The lesson is that the unexpected can happen. In fact, sometimes a whole lot of unexpected happens all at once (see: 2008). No one can control external events, but you do have absolute control over the most powerful tool: your will to make the smart and right choices that will insure your financial security, no matter what happens. As I have said for years: Hope for the best, plan for the worst. If you plan for life's “what if's” there's no need to panic when the news turns bad. An emergency cash fund is your security when a recession causes rising unemployment. A long-term investment strategy that employs a mix of stocks and bonds makes it easier to get through scary bear markets; living within your means, rather than running up credit card and HELOC debt leaves you better able to weather financial storms.
My 2009 Action Plan is designed to make sure you are ready for the unexpected—this year and every year forward. I most certainly hope things get better for us all, but in the meantime I want to make sure you have a plan in place that will protect you no matter what “what ifs” lay ahead.
About the Author
Product details
- Publisher : Spiegel & Grau
- Publication date : December 30, 2008
- Edition : First Edition
- Language : English
- Print length : 209 pages
- ISBN-10 : 0385530935
- ISBN-13 : 978-0385530934
- Item Weight : 5 ounces
- Dimensions : 4.12 x 0.62 x 7.46 inches
- Best Sellers Rank: #9,325,685 in Books (See Top 100 in Books)
- #3,028 in Budgeting & Money Management (Books)
- #5,269 in Finance (Books)
- Customer Reviews:
About the author

Suze Orman has been coined America’s favorite financial advisor by The New York Times, and “a force in the world of personal finance” and a “one-woman financial advice power house” by USA today.
A #1 New York Times bestselling author, two-time Emmy Award winner, host of the popular Women & Money podcast, magazine and online columnist, writer/producer, and one of the top motivational speakers in the world today, Suze Orman is undeniably America’s most recognized expert on personal finance.
The single most successful fundraiser in the history of PBS, Orman has received an unprecedented eight Gracie Awards, which recognize the nation's best radio, television, and cable programming by, for, and about women. Twice named to the TIME 100 and ranked among the World's 100 Most Powerful Women by Forbes, Orman was the host of The Suze Orman Show on CNBC for 13 years (now available to stream for free on Amazon Freevee) and a contributing editor to O: The Oprah Magazine for 16. Some may say, however, that her true claim to fame is having been spoofed on Saturday Night Live four times.
Orman's incredible journey to becoming America's most recognized expert on personal finance began as a young broker at Merrill Lynch, helping clients of all backgrounds create a financially secure retirement plan. Orman was an account executive at Merrill Lynch from 1980 to 1983, served as Vice President-Investments for Prudential-Bache Securities from 1983 to 1987, then directed the Suze Orman Financial Group from 1987 to 1997.
Currently, Orman hosts the popular Women & Money podcast, serves as the official personal-finance educator for the United States Army and Army Reserve, and is a special advocate for the National Domestic Violence Hotline, bringing her message of awareness and empowerment to women who have suffered financial abuse. On her days off, you will find Suze and her wife, KT, spending time out on the water in the Bahamas, following their newfound passion for wahoo fishing.
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Customers find the book provides practical guidance on managing financial life. They appreciate its readability, with one customer noting it's written for the average person.
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Customers find the book provides practical information and guidance on managing financial life.
"...Suze is the greatest, and I'm happy that someone has finaly steped up and helped people...." Read more
"Experience CAN be a great teacher. Thus this lady shares hers...." Read more
"...It also provides a guideline on how to manage your financial life...." Read more
"...It's amazing...." Read more
Customers find the book easy to read and understand, with one customer noting it's written for the average person.
"...It is like she is talking to you and explains things well. It is a quick and easy read and gets right to the point...." Read more
"...Should be required reading in high school/college so the future might be better for the younger generation...." Read more
"This book is an easy read, and yet really breaks down the reasons behind what's going on in this fragile economy...." Read more
"...I find that Suze Orman is very straight forward and accurate with her information." Read more
Top reviews from the United States
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- Reviewed in the United States on July 5, 2009Not knowing what to get my 35 year old daughter for her birthday, I sent her this book hopeing she would get something out of it. To my surprise, she has called me and changed her out look on buying a house and paying her student loan and investing more in her 401. Suze is the greatest, and I'm happy that someone has finaly steped up and helped people. I look to her for advise and I'm sure that what she has to say is the way it is.
This is the best present I have ever gotten her.
- Reviewed in the United States on June 30, 2014Experience CAN be a great teacher. Thus this lady shares hers. She became wealthy from dirt poor yet she shares her knowledge rather than sit on a warm sandy beach or recluse in a mansion. Thank her by learning and maybe repeat her fortune by being your own best Financial Planner.
- Reviewed in the United States on March 11, 2009I am a big Suze Orman fan. I tivo her show and watch her all the time. In these times you need some advice on what to do and this will help you. I guess for me i had heard a lot of this on her show but i have it in print for reference. For those of you who don't watch the show then this will be even more interesting for you. It is like she is talking to you and explains things well. It is a quick and easy read and gets right to the point. The part about the etf's though i am not sure about. Seems everyone who is a broker does not really think it is amazing.. she goes on about it.
- Reviewed in the United States on July 12, 2009Wonderful advise for any age group. I bought this for my daughter to give her a plan on how to get her finances under control. It also provides a guideline on how to manage your financial life. I recommend this book for your grown kids, or yourself if you don't feel like you are set up securely, financially.
- Reviewed in the United States on February 1, 2010This small book makes you take actions which are absolutely inevitable for your life.
It's amazing. This book opens up eyes, even if you don't know ABC about banks, stock market, finance, trust, will, etc...Otherwise, you will be working everyday for your whole life without any purpose and planning.
- Reviewed in the United States on August 3, 2017informative
- Reviewed in the United States on October 6, 2009Basic information and advice that every single person should read. Should be required reading in high school/college so the future might be better for the younger generation. Between Suze's books and her weekly TV show, it is not hard to figure out what is best for you.
- Reviewed in the United States on April 21, 2009This book is an easy read, and yet really breaks down the reasons behind what's going on in this fragile economy. Suze really has helped me to gain more understanding of Wall Street and our banking system. She also gives tips on what aspects of our finances we should focus on in light of the monetary chaos that we're left to sort out for ourselves. I only gave it 4 stars, because there were only a couple of chapters that directly relate to my financial sitution, and the others I will refer to once my life approaches that direction.
Top reviews from other countries
- Jonathon MillardReviewed in Canada on December 9, 2019
5.0 out of 5 stars Excellent for those wanting to get organized
Excellent Book, really opens your eyes to what you need to do to start making yourself financially stable and independent! I would recommend a read even 10 years later.