Comments on: You Need a Budget Review

By: FindingFrugal

FindingFrugal — Thu, 06 Aug 2009 01:08:06 +0000

It is so incredibly intuitive and so affordable (one-time cost of $49.95, but you can do a search for a coupon code and get a discount). There is a 15 day free money-back trial. Get the Ynab Pro version….they are upgrading it to YNAB 3 at the end of the year. Their forums are so supportive, there is free training, and the support is unbelievable.

I cannot say enough about how great YNAB is….there’s not enough space on the internet for my thoughts!! LOL!! Read the reviews on AMAZON also….if that helps.

By: Kanjoh

Kanjoh — Mon, 06 Jul 2009 17:37:26 +0000

20-Something Finances Carnival…

Welcome to the July 6, 2009 edition of twenty something finances.
My favorites of the week!
ABC presents Some Index Funds and ETFs Are Not Diversified posted at ABCs of Investing, saying, “Some ETFs and index funds are too specific and risky for …

By: Money Hacks Carnival #71 - Canada Day Edition | The Canadian Finance Blog

Money Hacks Carnival #71 - Canada Day Edition | The Canadian Finance Blog — Wed, 01 Jul 2009 07:07:57 +0000

[...] presents You Need a Budget Review posted at My Dollar [...]

By: Carnival of Debt Reduction: Waffle Iron Day edition | Mighty Bargain Hunter

Carnival of Debt Reduction: Waffle Iron Day edition | Mighty Bargain Hunter — Tue, 30 Jun 2009 06:27:09 +0000

[...] Dollar Plan reviews You Need A [...]

By: PK

PK — Wed, 24 Jun 2009 19:45:34 +0000

I love YNAB and can’t really think of a better way to track and handle my budget. I am also very involved in the forums where you can constantly get updates to the program as well as advice.

By: Alexis

Alexis — Wed, 24 Jun 2009 00:44:44 +0000

Quicken does the same thing with budgeting, even the graphs/charts. It also tracks your other asset values, such as your home and cars, and liabilities, such as your mortgage and car loans. All in one program. I have been a long time Quicken user at home and a Quickbooks user at work. Great products and customer support.

By: Michelle

Michelle — Mon, 22 Jun 2009 14:44:41 +0000

I’ve used YNAB seriously since August 2008. At the time, DH & I were $37K in debt, behind on a lot of bills and in a pretty precarious financial position. YNAB was the shot in the arm we needed to really implement zero-based budgeting. I can’t credit YNAB enough for the ease of use features and its ability to instill an intuitive budgeting approach to folks who had been trying very hard to get on a budget but just failed time & again. I use pro and the first few months it was fairly labor intensive, as we were trying to document and track the leaks in our budget…so every transaction was a manual input. Now things are running more smoothly, so we do cash envelopes for some of the frequent expenses and don’t track to the penny, and do imports from our banks 2 or so times per month. The YNAB folks are releasing a 3.0 version soon with MUCH more functionality, and I’m about as excited as all these iPhone addicts were last week! Oh, and since we implemented YNAB & 0-Based Budgeting, we’ve paid off more than 50% of our debts (non-mortgage debt that is) and we have $5000 in the bank as our buffer and baby emergency fund…

By: SV

SV — Mon, 22 Jun 2009 14:10:29 +0000

I use http://www.mint.com which a cool site which does the same thing. But if you have concerns of giving away your account information, YNAB will be a better solution.