Comments on: When Does the 0% Credit Card Really Expire? http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/ because money doesn't grow on trees Thu, 09 Feb 2012 14:28:55 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: If I Were Going to Do Credit Card Arbitrage… | Mrs. Micah: Finance for a Freelance Life http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-167 If I Were Going to Do Credit Card Arbitrage… | Mrs. Micah: Finance for a Freelance Life Sun, 16 Dec 2007 16:16:59 +0000 http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-167 [...] that if she accidentally goes over her 0% period on the credit cards, she’ll have to pay something like $20-30 a day in [...]

[...] that if she accidentally goes over her 0% period on the credit cards, she’ll have to pay something like $20-30 a day in [...]

]]> By: Madison http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-133 Madison Tue, 11 Dec 2007 17:01:00 +0000 http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-133 @Ed: It really is a mystery to figure out the correct date, isn't it? Sorry about the charge with Chase. Glad to hear you can make up for it with the new account! @Ed: It really is a mystery to figure out the correct date, isn’t it? Sorry about the charge with Chase. Glad to hear you can make up for it with the new account!

]]> By: Madison http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-132 Madison Tue, 11 Dec 2007 16:58:07 +0000 http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-132 @BillyOceansEleven: Great idea to record all of the rep's info. When it ends up being the wrong day, it's much easier to refer to the person who gave out the information! @BillyOceansEleven: Great idea to record all of the rep’s info. When it ends up being the wrong day, it’s much easier to refer to the person who gave out the information!

]]> By: Ed http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-91 Ed Wed, 05 Dec 2007 05:28:12 +0000 http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-91 Good to call and ask. I got the shaft from Chase when my 0% expired, it was at the end of the 12th billing month, which was in the middle of the billing period. I had paid off the $10k when the 12th billing period was over, only to get hit with $85 in finance charges. When I called to complain, I was told that the 0% ended on the 30th of the month before, not the 13th when the statement was due. I was upset and closed the account, now I have a "coupon/check" from Chase to open a checking account and get $200. I am going to do that just to get my $85 plus $115 extra back :) Good to call and ask. I got the shaft from Chase when my 0% expired, it was at the end of the 12th billing month, which was in the middle of the billing period. I had paid off the $10k when the 12th billing period was over, only to get hit with $85 in finance charges. When I called to complain, I was told that the 0% ended on the 30th of the month before, not the 13th when the statement was due.
I was upset and closed the account, now I have a “coupon/check” from Chase to open a checking account and get $200. I am going to do that just to get my $85 plus $115 extra back :)

]]> By: Carnival of Debt Reduction » Blogging Away Debt has posted Carnival #116 http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-85 Carnival of Debt Reduction » Blogging Away Debt has posted Carnival #116 Tue, 04 Dec 2007 06:47:39 +0000 http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-85 [...] Dollar Plan posts on when exactly does the 0% credit card expire Be sure to check out the rest of the great posts in this week's [...]

[...] Dollar Plan posts on when exactly does the 0% credit card expire Be sure to check out the rest of the great posts in this week’s [...]

]]> By: BillyOceansEleven http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-83 BillyOceansEleven Mon, 03 Dec 2007 23:54:11 +0000 http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-83 All of the card companies are really tricky about the expiration dates. I always call and ask the exact date and make sure to record the date, time, and representative's name so I can have some ammo when the card company wrongly tries to charge the finance charges. All of the card companies are really tricky about the expiration dates. I always call and ask the exact date and make sure to record the date, time, and representative’s name so I can have some ammo when the card company wrongly tries to charge the finance charges.

]]> By: Presenting the Carnival of Debt Reduction #116 » Blogging Away Debt http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-81 Presenting the Carnival of Debt Reduction #116 » Blogging Away Debt Mon, 03 Dec 2007 13:47:36 +0000 http://www.mydollarplan.com/when-does-the-0-credit-card-really-expire/#comment-81 [...] When Does the 0% Credit Card Really Expire “As I flipped the calendar to December, I had a note that one of the intro rates on our credit cards expires this month. I have a balance of $58,980 on my American Express In Chicago card at 0%. I looked at the terms, which I store in an excel spreadsheet, and read the following: 0% through billing period ending December 2007. Easy enough, just pay it off before the rate changes. So when exactly is that?” [...]

[...] When Does the 0% Credit Card Really Expire “As I flipped the calendar to December, I had a note that one of the intro rates on our credit cards expires this month. I have a balance of $58,980 on my American Express In Chicago card at 0%. I looked at the terms, which I store in an excel spreadsheet, and read the following: 0% through billing period ending December 2007. Easy enough, just pay it off before the rate changes. So when exactly is that?” [...]

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