We all know that cash rewards credit cards are a fantastic way to get free money without much effort.
And now one of my favorite retailers, is jumping on the 5% bandwagon. Starting in two weeks, Target will offer a 5% discount for purchases made on their Target credit card.
5% Discount. The discount doesn’t apply to gift cards or prescriptions, but they are rolling out a new Prescription discount program with this change.
Target Credit Cards. The 5% discount will apply to the Target credit card, the Target Visa Credit Card, and the Target debit card.
Apply In Store. If you don’t already have a Target credit card, you should probably apply in store, because they’ll usually give you 10% off on your purchases the day you apply.
Stackable Discounts for Online Shopping. You can use the 5% discount at Target.com, so you can combine it with other cash back programs, like Ebates for even more savings.
5% Cards. We buy a lot at Target, so I’m planning to add our Target card to our supply of 4th Quarter 5% Rotating Cash Rewards Credit Cards to optimize our cash back on shopping!
Does the card give a 5% DISCOUNT (as in, 5% off at point of sale) at Target or a 5% cash back at Target? I didn’t see any mention of this on their website.
It’s a discount taken at the register. (didn’t notice your question when I was posting)
Yup, my wife & I have been using it for a while. I prefer the upfront discount to cash back…
Doesn’t a percentage of all Target purchases on their credit card go to support local schools?
Jenna, I had forgotten about that… but yeah, they have signs up about it at the stores. Additionally, I *think* you can choose a store in your card settings (otherwise it defaults to the local school district where purchased).
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