It’s Free Money Friday and for the second week in a row, we have a great offer for students. Citi is offering a $50 sign-up bonus on some great student cards! This is a great opportunity for young people looking to start building their credit. How to Get Your $50 Bonus Apply for the Citi [...]
I know sometimes some of my ideas are a little extreme. I realize this could be one of those, but I thought it would be worth asking. Otherwise, I’ll just keep thinking about it. Forever. Literally. I’m a big fan of the Lending Club business model to eliminate the bank, (which reminds me – don’t [...]
When I said that the current capital gains tax rate is 0% for some taxpayers, a reader, Colin, was shocked. He states: I had no idea long term capital gains are presently 0%. Are you sure? Yes, Colin, I’m sure! Let’s take a closer look at capital gains and the capital gains tax rates for [...]
Financial gurus have been touting the benefits of saving your money, being debt-free, and maxing out your IRA for years. And their influence and determination has paid off for a segment of Americans: how many of us now can shout out “we’re debt-free”, confidently reach our early retirement or on-time retirement goals, and pay cash [...]
I received a stack of envelopes in the mail last week. I almost tossed the papers since they looked sort of like junk mail. Apparently we’re involved in a class action mutual fund settlement, but is it a scam? Honestly, that was the first thing that crossed my mind. Good thing I didn’t toss the [...]
