We’re pretty familiar with the tax deadline on April 15. However, the first day to file taxes each year often depends on what Congress has done recently with any new laws that were implemented. This year is no different as congress signed new legislation at the end of December to extend various tax laws another […]

Continue reading…



Four years ago, I upgraded my old American Express Blue Cash card to the American Express Preferred 6% Cash Back Credit Card. However, all calculations need updating, and when I recently had to pay the $75 annual fee for my American Express Preferred card, it was time to reevaluate! As a rule, I keep very […]

Continue reading…



As usual with this time of year, my wife and I look over the totals for what we spent this year and what we saved. We compare the numbers to what we budgeted and how much we spent last year. We make the effort to make sure we account for any large variations, such as […]

Continue reading…



Always on the search for the best credit card to earn cash rewards, we picked up the American Express Old Blue Cash Card during our last $2,075+ Application Spree to Stockpile 0% Credit Cards. Originally I targeted the card for the 0% for 15 months on purchases and balance transfers, but it quickly became my […]

Continue reading…



Each quarter I put together a list of the 5% cash back on rotating categories. However, just looking at the current quarter doesn’t give you the full picture. This is especially true for the Citi card since the total cash back you can earn with the card is $300 per calendar year; it doesn’t have […]

Continue reading…



Almost anywhere you turn, you see news stories about the widening gap between the rich and the poor. As a result of this inequality, many prominent figures have come forth with their thoughts on how to fix things. Some want to raise taxes on the rich. Others want to raise wages for those working certain […]

Continue reading…



1st quarter cash back is here and it’s back to the basics with gas and groceries! After claiming all the holiday cash back offers last quarter it’s time once again to get all the cards organized, activated and into a regular rotation. Reevaluate Quarterly Cash Rewards It’s our quarterly check-in to reevaluate the cards we […]

Continue reading…



Living life while on a budget can be tough. When I bought my first house a few years ago, money was tight. In fact, I bought more of a house than I could afford and I had to literally watch every penny I made. Going through this experience was tough, but it forced me to […]

Continue reading…



2014 is quickly coming to an end which means people will be sitting down to make their lists of resolutions in the New Year. Most will focus on losing weight and improving their finances. Improve Your Finances in 3 Steps When it comes to your finances, I am going to give you 3 tips to […]

Continue reading…



My Dollar Plan just celebrated our seventh anniversary. I can’t believe how fast it’s gone! Thanks to you, the readers, for subscribing, stopping by to check out new articles, sharing tips and deals, and contributing your thoughts and ideas to improve My Dollar Plan. I read all your emails and welcome all the input! Also […]

Continue reading…