I’m always on the lookout for free credit scores! Since it’s Free Money Friday, I thought it was the perfect time to highlight another one. Lazy recently told me about Credit Karma, which offers you free access to your credit score daily. How to Get Your Free Credit Score Enroll at Credit Karma. Verify your [...]
The details for the Homeowner Affordability and Stability Plan were released yesterday. The new title of the program is “Making Home Affordable.” There are two components for home owners, refinancing and loan modifications. Participation is voluntary and the lender has to choose to participate. Details of both plans are below. Home Affordable Refinance Borrowers who [...]
I got an email from an old business associate this week. It’s always nice to hear what people have been up to… and even more interesting when they have a personal finance idea to share. He’s a real estate investor, and it turns out he is looking to expand. I’ve been interested in real estate, [...]
Last week I asked: Should We Downsize? Many of you shared things to think about, your own situations, and additional considerations. The thoughts were very helpful, so I wanted to share some of them with everyone. Market Conditions Nickel suggested that depending on the market, sometimes more expensive houses fell further in value than the [...]
Cutting back isn’t always easy, even when you know you need to. For some inspiration, I went through our budget recently to see where we’ve saved in the past. If you are looking for places to save money, use it as a road map to get started! Don’t forget, trimming the budget is just one [...]
