I’m not a big fan of the newsletters that come with all of our account statements in the mail. It seems like a lot of them are purchased from the same vendor and have many repeat articles. There is one exception, however, the Schwab On Investing magazine. It’s one of my favorites. While I was […]
Score Free Stuff on Your Birthday
Posted byBirthday freebies and free stuff for your birthday this year! Birthday gifts and surprises are not just for kids. After all, why should they have all the fun? My birthday is coming up, and I thought this would be a great opportunity to share with you lots of companies who offer freebies on your birthday […]
When my fiancé, Paul, and I bought our first home last September, a co-worker of mine asked if we were going to use an escrow account or not. After shelling out tens of thousands of dollars, the thought of owing large tax bills in just a few months in the New Year made an escrow […]
What are Your New Year’s Resolutions?
Posted byAfter the hoopla from the holidays is over, we turn around and head right into planning a birthday party for my oldest son. It’s one of the drawbacks of having a birthday around the holidays, however it is fun to have another event to see friends and family! Once the party is over next week […]
Almost two years ago I opened a P2P lending account with Prosper. I invested in about 20 loans before they shut down for SEC registration. I switched to more stringent lending criteria after having a few loans default early on, but still had many defaults. Those defaults made me a little turned off by the […]
Prosper Versus Lending Club
Posted byAbout 2006, Peer to Peer (P2P) lending emerged as a new way for people to lend money to each other without going through banks or other traditional avenues. Since then, the two largest players in the P2P market have been Prosper (our review) and Lending Club (our review). Both sites allow borrowers to make loan […]
Social lending, also called Person-to-Person and Peer-to-Peer (P2P) lending, started a few years ago as a way for people to borrow and lend money without going through traditional banks. The two biggest players in the industry are Prosper and Lending Club. Give social lending a try for free! Sign up for Lending Club and get […]
This is a guest article by Kevin. You can find Kevin at 20s Money, where he writes about financial topics geared specifically for young people in their 20s. The Perfect Storm Young people are in dire financial conditions. A weak job market, crushing debt levels and a lack of fiscal responsibility are a perfect storm […]
The time has come where many (including myself) will be making New Year’s Resolutions. But how many people actually attain the goals they set out to complete each year? According to Stephen Shapiro, author of Goal-Free Living, one in four people who make New Year’s Resolutions never succeed. Perhaps this is because people are lacking […]
Holiday Hangover Cures
Posted byI had such a wonderful holiday with my family in Pennsylvania. There were airports, bows and wrapping paper, smiles, music, toasts to good fortune and days past, special holiday movies and shows, candy canes, and everything in between. Now that the holidays are officially over, I must admit that I feel a little void where […]