Ouch! June was a rough month for our portfolio. Our portfolio decreased -6.4% in June, that brings us to 968% total increase since the beginning of our dollar plan. In addition, our year-to-date return is -7.7%. Reflections on my portfolio this month I just moved a portion of our portfolio to a CD ladder. I [...]
I just moved some of our portfolio to cash. There’s a chance that we may need to access it during the upcoming year and I wanted a way to maximize the return, but avoid any risk so I have the appropriate amount of money all year. I asked on Twitter if anyone had done something [...]
What Happened to the Rankings? Each month I’ve been ranking personal finance sites by subscribers. It provided a great measurement tool, but it was a very manual process. I asked my husband to create a process that would update the rankings automatically. Not only did he do that, but he created a whole new site [...]
It’s not exactly perfect, but I found something pretty close. We just refinanced with a 5/5 Adjustable Rate Mortgage. The terms actually equate to very inexpensive 10 year mortgage if you choose to use it that way. Adjustable Rate Mortgages We previously had a 5/1 adjustable rate mortgage. I discussed our original reason for having [...]
I’m horrible at organization! I get motivated all the time and clean up all my to-do lists, email boxes and papers… then I fall back into the old trap. Marc came to my rescue with How To Get Things Done in 1 Minute. I’m going to try to completely empty my inbox every day… we’ll [...]
