So some questions:

1) Do you and your spouse have a pretty low expectation level of what you need annually? (Nothing wrong with that. I know folks who live admirable lives on 25K a year. I’m just curious as to what you are expecting)

2) Do you pay for any expenses out of your husband’s salary or income from this blog?

3) Did you benefit from an inheritance or timed a boom stock or timed the real-estate market?

I don’t mean to be skeptical. I share your early retirement goal. But given that most of us can’t touch the money in our 401Ks/IRAs for a long time unless we want to suffer tax penalties or have it run out way in advance of us dying, I have a tough time believing you have really saved up enough assets to retire early at this age, unless you got a bit lucky. Saved up enough to maybe change to a more enjoyable job, etc. Sure. Especially if you are making a nice income from this blog; self-employed retirement accounts can be quite advantageous.

I hope you don’t mind the skepticism. But as someone who has crunched the numbers a lot, something seems quite off here.

I thought I was the only one. I have, apparently, exact same story as you do, same
methodology and surprisingly same EXACT outcome. I was working since I was 20 and
I had the privilege to be financially free
when I was 27. I am 29 now, and even though
I am financially free, I have decided to
keep working, not out of necessity rather
out of having fun at work.

It is a privilege indeed to have the power
to retire early in life.

This is my suggestion for you, the things
that I am doing myself right now:
1. To check your true passion
2. To find your destiny in life. What do you
think the creator on this life (if you
believe in one) wants you to do in this
life in accordance with your talent
and passion?

I would share my “destiny” to you, hopefully
it can help you. This is little bit heavy
to most people, but I think you will be
able to handle this since you have proven yourself to be able to set yourself free by the age of 29. Congrats and I am happy for you.

Personally, I want to impact the world,
I want to become one of the Billionaire of
the world, not for fame, not for money,
not for power, and not for other selfish reason, rather so that I can use the power
of money to help other people to become
better in their life, to help the sick,
to build hospitals, to build schools in
third world country and for other things
that I enjoy in life. I personally have
this vision since I was 15 year old.

To do this I plan to build a holding company
in the order of Berkshire Hathaway. This
company will be cup holder by which all of
the required cash flow for all the charitable
efforts that I dream of comes from.

I plan to build generational wealth rather
than individual wealth. I want to pass this
company, the money, the vision and the dreams
to my children, my grand children and my
grand grand children.. except of course, I have
to find a wife first before I can have
children ….

Anyhow, I hope my writing will help you….
Again congratulation for your achievement.
I am happy for you and your family. You’re
about to enter a tremendous exciting
adventurous journey to the rest of your life,
enjoy

HT

Once I get used to it I’ll work on a list like Retired at 47, Sara, and a couple others suggested. Stay tuned!

[...] Leaving the Workforce at 29: Where Do I Go From Here? [...]

My first thoughts

Idea 1

Help others in need of financial help for a small fee. With the money you can travel around to high schools middle schools within your area. For free mentor the young adults that are serious about retiring by the time they are 29, see them to their goal and teach them to do the same thing you did for them.

Idea 2

Stand up for the people and try to reform the credit system.

The credit system as I see it is a major problem and favors big business and punishes the consumer, I would even say it is anti-capitalistic. When I was 18 I bought a new car, the dealership wanted 18% interest (yea right), a different company that I applied for on the internet wanted 12% (no way) and then I applied for a loan at a credit union, got denied, asked why and it was because of recent inquires. I explained the inquires to them and they gave the loan for 7%. I was being punished for looking for the best rate. Shopping around decreased my credit score and almost cost me thousands of dollars in this case.

-Kyle

Keep up the awesome content. Feel free to drop me a line to say hi, anytime.

Tina

I am curious how your financial plan looks like for 50 or more years of retirement. How does one even deal with things like medical insurance for the long term? How does your plan look with a potentially expanded family? Are your assets in accounts that you can draw down on without tax penalties or mostly in retirement accounts with tax restrictions?

So many questions…. but, congrats. I’m impressed.

I agree with The Passive Dad, I think you should mentor someone else with the same goal. You probably have tons of advice and encouragement to give someone else who’s striving for the same thing.

Good luck!

I started a list of things I wanted to do when I had more time. That helped somewhat with the “now what?” feeling. I decided to list everything I thought I’d like to try or spend more time doing, without constraints. It pleased me immensely that all but one of them were either free or very low cost.

Be prepared for some mixed feelings when you leave, too. I still feel a bit of sadness over missing my long-time coworkers. Not enough to go back, though

[...] Dollar Plan has accomplished her goal of Leaving the Workforce at 29, but now she’s faced with another big question, “Where Do I Go From [...]