Comments on: Gettin’ Out of Debt: Part II http://www.mydollarplan.com/gettin-debt-part-ii/ because money doesn't grow on trees Tue, 07 Feb 2012 15:59:33 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: » Clearing Up Old Credit Report Errors: Reader Q&A | PT Money http://www.mydollarplan.com/gettin-debt-part-ii/#comment-12232 » Clearing Up Old Credit Report Errors: Reader Q&A | PT Money Wed, 09 Jun 2010 17:14:35 +0000 http://www.mydollarplan.com/?p=733#comment-12232 [...] -Jason from Frugal Dad The debt is past the statute of limitations of 7.5 years. Therefore the negative remarks will need to be removed, even if there was recent activity. Of course, the laws vary by state, so the reader will need to check in their individual state. Here’s something that might help: Gettin’ Out of Debt: Part II [...]

[...] -Jason from Frugal Dad The debt is past the statute of limitations of 7.5 years. Therefore the negative remarks will need to be removed, even if there was recent activity. Of course, the laws vary by state, so the reader will need to check in their individual state. Here’s something that might help: Gettin’ Out of Debt: Part II [...]

]]> By: Madison http://www.mydollarplan.com/gettin-debt-part-ii/#comment-7630 Madison Sun, 08 Feb 2009 20:22:49 +0000 http://www.mydollarplan.com/?p=733#comment-7630 @ Diane: Terrific tips for readers, thanks for sharing and congrats to you and your husband! @ Lisa: Thanks a million... looks like my proofreading skills fell a little short this week. It's fixed! @ Diane: Terrific tips for readers, thanks for sharing and congrats to you and your husband!

@ Lisa: Thanks a million… looks like my proofreading skills fell a little short this week. It’s fixed!

]]> By: Earning More or Spending Less? Plus Helpful Financial Guides http://www.mydollarplan.com/gettin-debt-part-ii/#comment-7610 Earning More or Spending Less? Plus Helpful Financial Guides Thu, 05 Feb 2009 18:00:46 +0000 http://www.mydollarplan.com/?p=733#comment-7610 [...] My Dollar Plan: Gettin’ Out Of Debt [...]

[...] My Dollar Plan: Gettin’ Out Of Debt [...]

]]> By: Lisa http://www.mydollarplan.com/gettin-debt-part-ii/#comment-7597 Lisa Tue, 03 Feb 2009 23:26:24 +0000 http://www.mydollarplan.com/?p=733#comment-7597 I read your site daily and have found the information you post on it to be timely and very helpful. I have used your tips and links more than once to help make financial decisions. To thank you, I want to tell you about a small error made in your most recent posting: The correct term is "statute" of limitations, not "statue" of limitations. It is a legal term. I work as a professional copy editor, and I do this kind of editing for a living. I just thought this might help you. Best, Lisa I read your site daily and have found the information you post on it to be timely and very helpful. I have used your tips and links more than once to help make financial decisions.

To thank you, I want to tell you about a small error made in your most recent posting: The correct term is “statute” of limitations, not “statue” of limitations. It is a legal term.

I work as a professional copy editor, and I do this kind of editing for a living. I just thought this might help you.

Best,
Lisa

]]> By: Diane http://www.mydollarplan.com/gettin-debt-part-ii/#comment-7596 Diane Tue, 03 Feb 2009 20:47:08 +0000 http://www.mydollarplan.com/?p=733#comment-7596 I cleaned up my husband's credit when we were first married (took his score from low 500s to high 600s). Here's a few tips from my experience. 1. When paying off debts/collections with negative remarks, require removal of the negative remark for your payment in full. 2. I suggest disputing the items with credit card agencies even if they are right. If the credit card agency can't get a timely response from creditor...it is automatically removed. If you get a No, you only wasted a hour and a few stamps to send the letters. It doesn't hurt to try. 3. I added my husband to my credit cards and closed his. He inherited my good history and it instantly increased his credit score. I cleaned up my husband’s credit when we were first married (took his score from low 500s to high 600s). Here’s a few tips from my experience. 1. When paying off debts/collections with negative remarks, require removal of the negative remark for your payment in full. 2. I suggest disputing the items with credit card agencies even if they are right. If the credit card agency can’t get a timely response from creditor…it is automatically removed. If you get a No, you only wasted a hour and a few stamps to send the letters. It doesn’t hurt to try. 3. I added my husband to my credit cards and closed his. He inherited my good history and it instantly increased his credit score.

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