Comments on: Frugal Tips I Can’t (or Won’t) Do http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/ finance. money. action. Fri, 20 Nov 2009 12:02:44 -0600 http://wordpress.org/?v=2.8.6 hourly 1 By: Bree http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-5980 Bree Mon, 03 Nov 2008 18:04:19 +0000 http://www.mydollarplan.com/?p=426#comment-5980 I agree completely with the coupon thing. I want to eat healthy and all the coupons I ever find are for nasty, processed things and products I wouldn't use even if I was paid to take them home (air fresheners). Is there any way to be frugal on a fresh produce and simple ingredient diet? I totally bring lunch form home though. Aside from being cheaper, it also lets me control my diet; eliminating the unnecessary fat, calories and sodium found in restaurant food. If you work near a park or mall you can always eat away from your desk. It's also faster than standing in line and waiting to be served and pay, so you can multi-task over your lunch hour and run errands, jog or just enjoy the sunshine. I agree completely with the coupon thing. I want to eat healthy and all the coupons I ever find are for nasty, processed things and products I wouldn’t use even if I was paid to take them home (air fresheners). Is there any way to be frugal on a fresh produce and simple ingredient diet?

I totally bring lunch form home though. Aside from being cheaper, it also lets me control my diet; eliminating the unnecessary fat, calories and sodium found in restaurant food. If you work near a park or mall you can always eat away from your desk. It’s also faster than standing in line and waiting to be served and pay, so you can multi-task over your lunch hour and run errands, jog or just enjoy the sunshine.

]]> By: Jb http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-5972 Jb Mon, 03 Nov 2008 14:48:49 +0000 http://www.mydollarplan.com/?p=426#comment-5972 I hear you Madison, there are some things that I just won't do in the name of frugality. I've basically cut down all my expenses as far as I'm willing to go, and am now getting into some serious budgeting to see where I can trim corners even more. But I'm not cancelling my cable or internet, that's for sure. :-) Besides, I look at it as more of a challenge to see where I can cut back and still live "normally". For Halloween I only spent $20 on my costume, and still felt good. (that $20 came out of my entertainment budget for the week.) BTW, I just found your blog today, and have been enjoying it immensely! Well done. I hear you Madison, there are some things that I just won’t do in the name of frugality. I’ve basically cut down all my expenses as far as I’m willing to go, and am now getting into some serious budgeting to see where I can trim corners even more. But I’m not cancelling my cable or internet, that’s for sure. :-) Besides, I look at it as more of a challenge to see where I can cut back and still live “normally”. For Halloween I only spent $20 on my costume, and still felt good. (that $20 came out of my entertainment budget for the week.)
BTW, I just found your blog today, and have been enjoying it immensely! Well done.

]]> By: Joe http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-5507 Joe Tue, 21 Oct 2008 15:57:15 +0000 http://www.mydollarplan.com/?p=426#comment-5507 I've been reading the heck out of your site since yesterday, and it's great. About the lunch tip, though; you can bring your lunch AND still go out for lunch. As long as you're with some people who are buying lunch, the restaurant should be fine with that. I’ve been reading the heck out of your site since yesterday, and it’s great. About the lunch tip, though; you can bring your lunch AND still go out for lunch. As long as you’re with some people who are buying lunch, the restaurant should be fine with that.

]]> By: Jessica http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-4935 Jessica Tue, 23 Sep 2008 15:56:36 +0000 http://www.mydollarplan.com/?p=426#comment-4935 Oh man, I do most of these, and I don't even think of them as matters of frugality. I always bring my lunch to work (its healthier as well as cheaper, and if I need to get away, I go sit outside somewhere to eat), I cloth diaper my son while we're at home (daycare won't take him in cloth, so we use disposable there), and I haven't even thought of getting a land line. I can see the safety issue related to it, maybe once I get the medical bills paid down I can afford it. <abbr><em>Jessica’s last post: <a href="http://jessimonster.wordpress.com/2008/09/16/long-time-no-write/" rel="nofollow">Long time, no write</a></em></abbr> Oh man, I do most of these, and I don’t even think of them as matters of frugality. I always bring my lunch to work (its healthier as well as cheaper, and if I need to get away, I go sit outside somewhere to eat), I cloth diaper my son while we’re at home (daycare won’t take him in cloth, so we use disposable there), and I haven’t even thought of getting a land line. I can see the safety issue related to it, maybe once I get the medical bills paid down I can afford it.

Jessica’s last post: Long time, no write

]]> By: Clair Schwan of Frugal Living Freedom http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-4906 Clair Schwan of Frugal Living Freedom Sun, 21 Sep 2008 17:31:17 +0000 http://www.mydollarplan.com/?p=426#comment-4906 I am reminded of the "penny wise and pound foolish" people. Some just don't know which hill to "die on" in order to save money. When I worked for the government as a co-op student, I bought business cards. My supervisor would not have business cards because the government wouldn't pay for it. That's counting nickels and dimes. The point is that if you're going to save money, you have to focus on the large and recurring costs. These are what I call the "big chunks". The "big chunks" in our lives are housing, food, transportation and discretionary spending. Saving on these is what really matters. I am reminded of what a man told me many years ago, when there was a difference (in my favor) of 25 cents on a transaction. He said: "Never mind, 25 cents will not make you rich, and it will not make me poor." Clair I am reminded of the “penny wise and pound foolish” people. Some just don’t know which hill to “die on” in order to save money.

When I worked for the government as a co-op student, I bought business cards. My supervisor would not have business cards because the government wouldn’t pay for it. That’s counting nickels and dimes.

The point is that if you’re going to save money, you have to focus on the large and recurring costs. These are what I call the “big chunks”.

The “big chunks” in our lives are housing, food, transportation and discretionary spending. Saving on these is what really matters.

I am reminded of what a man told me many years ago, when there was a difference (in my favor) of 25 cents on a transaction. He said: “Never mind, 25 cents will not make you rich, and it will not make me poor.”

Clair

]]> By: Moments of Fame « Funny about Money http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-4598 Moments of Fame « Funny about Money Mon, 01 Sep 2008 06:01:24 +0000 http://www.mydollarplan.com/?p=426#comment-4598 [...] The 128th Festival of Frugality is up at No Debt Plan, where proprietor Kevin kindly tagged Funny’s rant on the value of Things as an editor’s pick. This is a fairly vast festival, chockful of articles not to be missed. Here’s one at the Personal Financier on one of my favorite topics, the psychology of spending: The Case of Expensive Wines. Single mom Frugal Fu tells how she’s coping with her 84-mile (!!) commute. And My Dollar Plan delivers a dose of common sense when she draws the line at some frugal tips.  [...]

[...] The 128th Festival of Frugality is up at No Debt Plan, where proprietor Kevin kindly tagged Funny’s rant on the value of Things as an editor’s pick. This is a fairly vast festival, chockful of articles not to be missed. Here’s one at the Personal Financier on one of my favorite topics, the psychology of spending: The Case of Expensive Wines. Single mom Frugal Fu tells how she’s coping with her 84-mile (!!) commute. And My Dollar Plan delivers a dose of common sense when she draws the line at some frugal tips.  [...]

]]> By: Madison http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3603 Madison Mon, 16 Jun 2008 02:10:08 +0000 http://www.mydollarplan.com/?p=426#comment-3603 @ FP: Good point- a feeling of deprivation all the time could lead to being unhappy. We might as well some of the money that we work so hard for. @ Sherry: I can picture exactly the set of coupons you had... and always missing a key ingredient in a meal! @ FP: Good point- a feeling of deprivation all the time could lead to being unhappy. We might as well some of the money that we work so hard for.

@ Sherry: I can picture exactly the set of coupons you had… and always missing a key ingredient in a meal!

]]> By: sherry@sherrylove.net http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3600 sherry@sherrylove.net Sun, 15 Jun 2008 19:59:15 +0000 http://www.mydollarplan.com/?p=426#comment-3600 I love the part when you said excessive couponing that makes you eat weird foods. It's hilariously well-said. When I had my second child, I thought about getting coupons for every thing I plan to buy. It took a lot of time searching for it and then the cutting part. But most of the time, the coupons didn't fit the meal. I have tons of coupons for cereal but none for macaroni and cheese or biscuit. Then there are tons of canned food that I tasted mostly the preservatives instead of the foods. The kids really didn't like it at all. So after that, I tried to find coupons that fit the meal better and also taste better. I love the part when you said excessive couponing that makes you eat weird foods. It’s hilariously well-said. When I had my second child, I thought about getting coupons for every thing I plan to buy. It took a lot of time searching for it and then the cutting part. But most of the time, the coupons didn’t fit the meal. I have tons of coupons for cereal but none for macaroni and cheese or biscuit. Then there are tons of canned food that I tasted mostly the preservatives instead of the foods. The kids really didn’t like it at all. So after that, I tried to find coupons that fit the meal better and also taste better.

]]> By: Frugal Parent http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3577 Frugal Parent Thu, 12 Jun 2008 16:35:19 +0000 http://www.mydollarplan.com/?p=426#comment-3577 I think the key to being and staying frugal is to not let yourself feel doomed to a life of deprivation and sacrifice. It's about being smarter with what we have. So if you get great pleasure from eating out with co-workers--so be it. My indulgence is an occassional Starbucks and an occassional dinner out at a fancy restaurant. I think the key to being and staying frugal is to not let yourself feel doomed to a life of deprivation and sacrifice. It’s about being smarter with what we have. So if you get great pleasure from eating out with co-workers–so be it. My indulgence is an occassional Starbucks and an occassional dinner out at a fancy restaurant.

]]> By: The Finally On Time Monday Linklets « Are You Going To Be This Way The Rest of The Time I Know You? http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3533 The Finally On Time Monday Linklets « Are You Going To Be This Way The Rest of The Time I Know You? Mon, 09 Jun 2008 18:32:41 +0000 http://www.mydollarplan.com/?p=426#comment-3533 [...] Frugal Tips I Can’t (or Won’t) Do at My Dollar Plan. There’s things I won’t do to save a buck, either. And I was frankly appalled by Brring. Egads. [...]

[...] Frugal Tips I Can’t (or Won’t) Do at My Dollar Plan. There’s things I won’t do to save a buck, either. And I was frankly appalled by Brring. Egads. [...]

]]> By: Madison http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3510 Madison Sun, 08 Jun 2008 19:23:57 +0000 http://www.mydollarplan.com/?p=426#comment-3510 @ Value: I agree... no reusing ziploc bags! I'm a big fan of tupperware, much easier to wash out. @ Value: I agree… no reusing ziploc bags! I’m a big fan of tupperware, much easier to wash out.

]]> By: Recommended Readings for 6-01-08 « Vanessaterreto’s Weblog http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3457 Recommended Readings for 6-01-08 « Vanessaterreto’s Weblog Thu, 05 Jun 2008 08:02:07 +0000 http://www.mydollarplan.com/?p=426#comment-3457 [...] Frugal Tips I Can’t (or Won’t) Do at My Dollar Plan [...]

[...] Frugal Tips I Can’t (or Won’t) Do at My Dollar Plan [...]

]]> By: Value For Your Life http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3455 Value For Your Life Wed, 04 Jun 2008 23:35:57 +0000 http://www.mydollarplan.com/?p=426#comment-3455 I draw the line at re-using Ziploc bags that have had anything more than crackers in them. I'd much rather just use Tupperware or other reusable containers that can be cleaned properly. Any ziplocs that do get used for raw meat go in the garbage--some people will reuse them--not me! I draw the line at re-using Ziploc bags that have had anything more than crackers in them. I’d much rather just use Tupperware or other reusable containers that can be cleaned properly. Any ziplocs that do get used for raw meat go in the garbage–some people will reuse them–not me!

]]> By: Personal Finance Articles in Review - May 2008 » Money Smart Life http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3446 Personal Finance Articles in Review - May 2008 » Money Smart Life Wed, 04 Jun 2008 13:15:40 +0000 http://www.mydollarplan.com/?p=426#comment-3446 [...] Frugal Tips I Can’t (or Won’t) Do [...]

[...] Frugal Tips I Can’t (or Won’t) Do [...]

]]> By: Monroe on a Budget » Festival of Frugality 6/3 http://www.mydollarplan.com/frugal-tips-i-cant-or-wont-do/#comment-3443 Monroe on a Budget » Festival of Frugality 6/3 Wed, 04 Jun 2008 02:09:19 +0000 http://www.mydollarplan.com/?p=426#comment-3443 [...] Dollar Plan presents Frugal tips I can’t (or won’t) do: “There’s a point where convenience and other factors actually outweigh the savings.” [...]

[...] Dollar Plan presents Frugal tips I can’t (or won’t) do: “There’s a point where convenience and other factors actually outweigh the savings.” [...]

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