Student Credit Cards

Citi Forward® Card for College Students

  • No Cosigner required
  • 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line.

Intro Rate Offer Regular APR Annual Fee Balance Transfers Credit Needed
0%* on purchases for 7 months* 13.99%-23.99%* (Variable) $0* Yes Good

Citi® Dividend® Card for College Students

  • Earn bonus cash back each quarter on new must-have categories— like department stores, travel and more, with enrollment
  • Earn a full 1% cash back on all other purchases
  • Free enrollment each quarter for new categories that earn additional cash back.
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee

Intro Rate Offer Regular APR Annual Fee Balance Transfers Credit Needed
0%* on purchases for 7 months* 13.99%-23.99%* (Variable) $0* Yes Good

Discover it® for Students

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% – 18.99%. *Click apply for Terms & Conditions.

Intro Rate Offer Regular APR Annual Fee Balance Transfers Credit Needed
0% on purchases for 6 months and See Terms on balance transfers 12.99%-18.99% V $0 See Terms Fair

Discover it® for Students with $20 Cashback Bonus

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year on up to $1,500 in purchases with free and easy sign-up each time. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% – 18.99%.
  • *Click apply for Terms & Conditions.

Intro Rate Offer Regular APR Annual Fee Balance Transfers Credit Needed
See Terms on balance transfers 12.99%- 18.99% V $0 N/A Average