Citi® Dividend® Card for College Students

  • Build credit while earning cash back fast
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
  • Click Apply Now for pricing details

Intro Rate Offer Regular APR Annual Fee Balance Transfers Credit Needed
0%* on purchases for 7 months* 13.99%-23.99%* (Variable) $0* Yes Good

Discover it® for Students

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won’t increase your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Safe. Because you’re never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% – 21.99%.
  • *Click “Apply” to see rates, rewards and other information.

Intro Rate Offer Regular APR Annual Fee Balance Transfers Credit Needed
0% on purchases for 6 months and See Terms on balance transfers 12.99%-21.99% Variable* $0 See Terms Fair

Discover it® for Students with $20 Cashback Bonus

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won’t increase your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. Talk to a real person any time with 100% U.S.-based service.
  • Safe. Because you’re never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.*
  • *Click “Apply” to see rates, rewards and other information.

Intro Rate Offer Regular APR Annual Fee Balance Transfers Credit Needed
See Terms on balance transfers 12.99%-21.99% Variable* $0 N/A Average