Credit Cards for People with Bad Credit

Applied Bank Secured Visa Gold Credit Card

  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR – Your Rate Wont Change Even if You Are Late
  • Choose Your Credit Limit – From $200 to $5,000
  • Highest Ratings for Financial Strength and Security in the Country

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 9.99% $50 Yes Poor

Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.99% – 24.99%, or 7.99% for secured cards $39 or $59 the first year Yes Poor or Fair to Poor

Orchard Bank Visa Cards

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.99% or 24.99%, or 7.99% for secured cards $39 or $59 the first year Yes Poor or Fair to Poor

Platinum Zero Secured Visa Credit Card from Applied Bank

  • ZERO – 0% FIXED APR on Purchases – No Intro Rates!
  • ZERO – 0% Rate Won’t Change – Even If You’re Late!
  • ZERO Hassles – Choose Your Credit Limit From $500 Up To $5,000
  • ZERO Application Fees
  • ZERO Worries – FREE Personal ID Theft Protection
  • ZERO Delays – Timely CREDIT Bureau Reporting

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 0% $0 Yes Poor