American Express Credit Cards

Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
$0 introductory annual fee for the first year, then $125
Terms and Restrictions Apply

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	Introductory annual fee of $0 for the first year, then $125	N/A	Excellent

American Express® Premier Rewards Gold Card

Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 in one calendar year
Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
$0 introductory annual fee for the first year, then $175
Terms and Restrictions Apply

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	Introductory annual fee of $0 for the first year, then $175	N/A	Excellent

American Express® Prepaid Card

The benefits of Cardmembership start here!
Free Direct Deposit
No Monthly, Annual or Purchase Fees
No Overdraft, Inactivity or Foreign Exchange Fees
Free Fraud Protection*
Purchase Protection and Roadside Assistance*
No Credit Check

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	$0	N/A	N/A

Blue Cash Everyday® Card from American Express

Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
Terms and Restrictions Apply.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases for 12 months	12.99% – 21.99% Variable	$0	Yes	Excellent

Blue Cash Preferred® Card from American Express

Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
Terms and Restrictions Apply.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases for 12 months	12.99% – 21.99% Variable	$75	Yes	Excellent

Blue Sky from American Express®

Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership – redeemable for a $100 statement credit.
Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package – with no blackout dates.
Flexible Bill Payments: pay your bill all at once or over time.
No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
Terms and Restrictions Apply.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases for 12 months	17.24% – 22.24% Variable	$0	Yes	Excellent

Business Green Rewards Card from American Express OPEN

Receive 5,000 bonus points on your first purchase
No pre-set spending limit* or finance charges
Earn one Membership Rewards® point for every dollar you spend
Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
$0 introductory annual fee for the first year, then $95
Terms & Restrictions Apply.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	$0 introductory annual fee for the first year, then $95	N/A	Excellent

Gold Delta SkyMiles® Business Credit Card from American Express

Get 30,000 bonus miles after you spend $500 in purchases on the Card within your first 3 months of Cardmembership
You can check your first bag for free and save up to $50 on a round-trip Delta flight
2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
$0 introductory annual fee for the first year, then $95
Terms & Restrictions Apply

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
None	15.24% – 19.24% Variable	$0 introductory annual fee for the first year, then $95	N/A	Excellent

Gold Delta SkyMiles® Credit Card from American Express

Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
Check your first bag free on every Delta flight – that’s a savings of up to $200 per round trip for a family of four.
Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
$0 introductory annual fee for the first year, then $95.
Terms and Restrictions Apply.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
None	15.24% – 19.24% Variable	$0 intro annual fee for the first year, then $95	N/A	Excellent

PASS Card from American Express

Prepaid reloadable Card parents give to teens
Parents and teens can log in to their own online accounts to check the PASS Card balance, view transactions and setup alerts.
Limit overspending and avoid teen overdraft fees
Safer than Cash
Automatic reloads
Purchase Protection*
Entertainment Access*
Global Assist*

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	$0	N/A	N/A

SimplyCash® Business Card from American Express

With no annual membership fee, it’s a smart choice for your business
Automatic cash back – cash back is earned on eligible purchases and automatically credited to your statement
5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
3% at U.S. gas stations
1% on other purchases
Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%.
Terms and limitations apply

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases for 6, 9, or 12 months	12.24% – 19.24% Variable	N/A	N/A	Excellent

Starwood Preferred Guest® Business Credit Card from American Express

Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights – all with no blackout dates
Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program
Earn 1 Starpoint® for each dollar of eligible purchases
$0 introductory annual fee for the first year, then $65
Terms and limitations apply

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
None	15.24% – 19.24% Variable	$0 introductory annual fee for the first year, then $65	N/A	Excellent

Starwood Preferred Guest® Credit Card from American Express

Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates
Free Flights: redeem Starpoints on over 350 airlines with SPG Flights – with no blackout dates
Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
No limits on the number of Starpoints you can earn
$0 introductory annual fee for the first year, then $65
Terms and Restrictions apply.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
None	15.24% – 19.24% variable	$0 introductory annual fee for the first year, then $65	Yes	Excellent

The Business Gold Rewards Card® from American Express OPEN

Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership†.
Earn points even faster to get more rewards for your business.
3X points on airfare purchased from airlines. 2X points at US gas stations.
Up to $100,000 in each category per year, then 1 point.
Terms and limitations apply.
Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
$0 introductory annual fee for the first year, then $175.
†Apply online to qualify for this offer. See offer terms for details.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	$0 introductory annual fee for the first year, then $175	N/A	Excellent

The Business Platinum Card® from American Express OPEN

Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
20% Travel Bonus when using Membership Rewards® Pay with Points
Take advantage of 40 premium benefits to help power your business
Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
Purchasing power that can adjust as your business evolves
Terms & Restrictions Apply*

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	$450	N/A	Excellent

The Platinum Card® from American Express

Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
Terms and restrictions apply

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	$450	N/A	Excellent

The Plum Card® from American Express OPEN

Limited Time Offer: Get a 2% Discount consisting of a 1.5% Early Pay Discount plus, for the first 6 months, get an extra 0.5% on all purchases, up to $250,000.
Do business on your terms
Pay no annual membership fee for your first year. Then, pay $250 annually.
No annual fee for Additional Cards.
Terms & Restrictions Apply.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	$0 introductory annual fee for the first year, then $250	N/A	Excellent

TrueEarnings® Card from Costco and American Express

3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
The Two-In-One Card: it’s an American Express® Card and Costco membership card, with no annual fee for Costco members
Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
Terms and restrictions apply.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases for 6 months	15.24% variable	No Annual Fee with your paid Costco Membership	Yes	Excellent

USAA Cash Rewards® American Express® Card

Earn up to 2.25% cash back on gas and grocery purchases.
Earn up to 1.25% cash back for all other purchases.
Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
No caps or limits on the amount you can earn.
Your cash rebate is awarded every January for the purchases made the previous 12 months.
No annual fee and no minimum finance charge.
Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
If you are not eligible, USAA credit cards and other products may still be available.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	9.9% – 25.9% (Variable)	$0	Yes	Excellent

USAA Rewards™ American Express® Card

Earn 2X points on gas and grocery purchases all the time.
Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
Earn 2,500 Bonus Points after your first purchase.
No caps or limits on the amount you can earn.
Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
Redeem your points anytime on USAA’s website or from your mobile device – with no redemption fee.
Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
If you are not eligible, USAA credit cards and other products may still be available.

Intro Rate Offer	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	9.9% – 25.9% (Variable)	$0	Yes	Excellent