Comments on: Create CD Ladders for Short Term Money Needs http://www.mydollarplan.com/create-cd-ladders/ finance. money. action. Fri, 20 Nov 2009 12:02:44 -0600 http://wordpress.org/?v=2.8.6 hourly 1 By: Diversifying Beyond Asset Allocation | Frugal Dad http://www.mydollarplan.com/create-cd-ladders/#comment-7605 Diversifying Beyond Asset Allocation | Frugal Dad Thu, 05 Feb 2009 11:02:23 +0000 http://www.mydollarplan.com/?p=457#comment-7605 [...] ladder.  With at least a portion of your cash it might be a good idea to create a CD ladder, which is a great way to average out changes in interest rates over a period of time.  Divide your [...]

[...] ladder.  With at least a portion of your cash it might be a good idea to create a CD ladder, which is a great way to average out changes in interest rates over a period of time.  Divide your [...]

]]> By: CD Ladder Explained : Moolanomy http://www.mydollarplan.com/create-cd-ladders/#comment-7337 CD Ladder Explained : Moolanomy Fri, 26 Dec 2008 05:02:03 +0000 http://www.mydollarplan.com/?p=457#comment-7337 [...] Create CD Ladders for Short Term Money Needs at My Dollar Plan More on this topic (What's this?) How Credit Default Swap Settlements Are Draining Liquidity From Interbank Market (naked capitalism, 10/28/08) So Do CDS Counterparties Post Collateral or Not? (naked capitalism, 12/1/08) Michael Lewis explains CDS (Option ARMageddon, 11/11/08) Read more on Certificate of Deposit (CD), Credit Default Swap (CDS) at Wikinvest Pinyo is the brain behind Moolanomy personal finance blog and a few other web sites. If you like this article, please subscribe for free daily email updates.All posts by Pinyo [...]

[...] Create CD Ladders for Short Term Money Needs at My Dollar Plan More on this topic (What's this?) How Credit Default Swap Settlements Are Draining Liquidity From Interbank Market (naked capitalism, 10/28/08) So Do CDS Counterparties Post Collateral or Not? (naked capitalism, 12/1/08) Michael Lewis explains CDS (Option ARMageddon, 11/11/08) Read more on Certificate of Deposit (CD), Credit Default Swap (CDS) at Wikinvest Pinyo is the brain behind Moolanomy personal finance blog and a few other web sites. If you like this article, please subscribe for free daily email updates.All posts by Pinyo [...]

]]> By:   Creating My Modified CD Ladder by No Credit Needed http://www.mydollarplan.com/create-cd-ladders/#comment-6996   Creating My Modified CD Ladder by No Credit Needed Mon, 01 Dec 2008 14:52:53 +0000 http://www.mydollarplan.com/?p=457#comment-6996 [...] times. One of my fellow personal finance bloggers, Madison from My Dollar Plan, has written a very nice guide for how to build your own CD ladder.  I strongly suggest you read that article if you plan to create a CD ladder of your [...]

[...] times. One of my fellow personal finance bloggers, Madison from My Dollar Plan, has written a very nice guide for how to build your own CD ladder.  I strongly suggest you read that article if you plan to create a CD ladder of your [...]

]]> By: John Silverman http://www.mydollarplan.com/create-cd-ladders/#comment-5986 John Silverman Mon, 03 Nov 2008 19:26:32 +0000 http://www.mydollarplan.com/?p=457#comment-5986 Madison - you must be the world's most boring person. Greed is good. You just quit and are spending cash when you are missing a once in a lifetime opportunity to cash in big time when the markets bounce back. Zzzzzzz sleep away your retirement. I'll pass by you in 10 years, when you're back in the workforce and I'm sipping Mojito's on the beach. Enjoy! Madison – you must be the world’s most boring person. Greed is good. You just quit and are spending cash when you are missing a once in a lifetime opportunity to cash in big time when the markets bounce back. Zzzzzzz sleep away your retirement. I’ll pass by you in 10 years, when you’re back in the workforce and I’m sipping Mojito’s on the beach. Enjoy!

]]> By: Is Cash Still King? | Frugal Dad http://www.mydollarplan.com/create-cd-ladders/#comment-5176 Is Cash Still King? | Frugal Dad Fri, 10 Oct 2008 11:02:00 +0000 http://www.mydollarplan.com/?p=457#comment-5176 [...] wonder if cash really is king.  Maybe an ultra-conservative mix of high-yield savings accounts, CD ladders, and treasuries really is the way to [...]

[...] wonder if cash really is king.  Maybe an ultra-conservative mix of high-yield savings accounts, CD ladders, and treasuries really is the way to [...]

]]> By: ken http://www.mydollarplan.com/create-cd-ladders/#comment-5149 ken Thu, 09 Oct 2008 06:20:03 +0000 http://www.mydollarplan.com/?p=457#comment-5149 Thanks for a great explanation of CD ladders. Frugalchick: There is an even more visual diagram here: http://www.cdladders.com/how-to-start-a-cd-ladder Thanks for a great explanation of CD ladders.

Frugalchick:
There is an even more visual diagram here:
http://www.cdladders.com/how-to-start-a-cd-ladder

]]> By: Chris @ Comichacks.com http://www.mydollarplan.com/create-cd-ladders/#comment-5098 Chris @ Comichacks.com Tue, 07 Oct 2008 03:32:04 +0000 http://www.mydollarplan.com/?p=457#comment-5098 Madison, How much will you earn at the end of the maturation dates? Also, at what frequency is it compounded? Hope to hear from you soon! Thanks! Madison,

How much will you earn at the end of the maturation dates? Also, at what frequency is it compounded?

Hope to hear from you soon!

Thanks!

]]> By: Frugalchick http://www.mydollarplan.com/create-cd-ladders/#comment-3914 Frugalchick Fri, 11 Jul 2008 21:55:29 +0000 http://www.mydollarplan.com/?p=457#comment-3914 I like the table you put up. I'm a visual learner and it helps me understand CD laddering better. I like the table you put up. I’m a visual learner and it helps me understand CD laddering better.

]]> By: Money Hacks Carnival #19 — Personal Finance Destinations | Money Hackers Network http://www.mydollarplan.com/create-cd-ladders/#comment-3888 Money Hacks Carnival #19 — Personal Finance Destinations | Money Hackers Network Thu, 10 Jul 2008 03:04:14 +0000 http://www.mydollarplan.com/?p=457#comment-3888 [...] Create CD Ladders for Short Term Money Needs posted at My Dollar Plan. [...]

[...] Create CD Ladders for Short Term Money Needs posted at My Dollar Plan. [...]

]]> By: July 4th Weekend Roundup | Rich Credit Debt Loan http://www.mydollarplan.com/create-cd-ladders/#comment-3845 July 4th Weekend Roundup | Rich Credit Debt Loan Sun, 06 Jul 2008 14:00:40 +0000 http://www.mydollarplan.com/?p=457#comment-3845 [...] Dollar Plan goes into the Creation of CD Ladders for Short Term Money Needs as a way to reduce risk and avoid [...]

[...] Dollar Plan goes into the Creation of CD Ladders for Short Term Money Needs as a way to reduce risk and avoid [...]

]]> By: Heidi at BankerGirl http://www.mydollarplan.com/create-cd-ladders/#comment-3794 Heidi at BankerGirl Mon, 30 Jun 2008 19:57:53 +0000 http://www.mydollarplan.com/?p=457#comment-3794 Thanks for the link! I hope that this strategy works for you - a lot of my clients have had a great deal of success going this route - especially the rate shoppers who don't mind having accounts at multiple banks. As you pointed out, this also works well for building relationship with a local branch bank. Thanks for the link! I hope that this strategy works for you – a lot of my clients have had a great deal of success going this route – especially the rate shoppers who don’t mind having accounts at multiple banks.

As you pointed out, this also works well for building relationship with a local branch bank.

]]> By: Madison http://www.mydollarplan.com/create-cd-ladders/#comment-3791 Madison Mon, 30 Jun 2008 18:47:41 +0000 http://www.mydollarplan.com/?p=457#comment-3791 @ Rob: You'll notice in the last point that I skipped ING because I'm building a portfolio at my local bank. They offered some premium services (earning interest on my business checking) for putting my CDs there. The interest on the checking will actually cover the difference in the lost CD rates plus some, so I'll come out ahead overall. @ Rob: You’ll notice in the last point that I skipped ING because I’m building a portfolio at my local bank. They offered some premium services (earning interest on my business checking) for putting my CDs there.

The interest on the checking will actually cover the difference in the lost CD rates plus some, so I’ll come out ahead overall.

]]> By: Rob http://www.mydollarplan.com/create-cd-ladders/#comment-3790 Rob Mon, 30 Jun 2008 17:18:52 +0000 http://www.mydollarplan.com/?p=457#comment-3790 Why would you not put it in an ing or hsbc savings account when that is earning interest of 3% or more? Why would you not put it in an ing or hsbc savings account when that is earning interest of 3% or more?

]]> By: Madison http://www.mydollarplan.com/create-cd-ladders/#comment-3789 Madison Mon, 30 Jun 2008 16:43:25 +0000 http://www.mydollarplan.com/?p=457#comment-3789 @ Marc: I should mention it was really easy to set up too! @ Marc: I should mention it was really easy to set up too!

]]> By: Marc and Angel Hack Life http://www.mydollarplan.com/create-cd-ladders/#comment-3786 Marc and Angel Hack Life Mon, 30 Jun 2008 15:22:01 +0000 http://www.mydollarplan.com/?p=457#comment-3786 This is a darn good idea! I've been thinking about buying a CD, but didn't want all my money tied up for an expended period of time. I may give this a try. This is a darn good idea! I’ve been thinking about buying a CD, but didn’t want all my money tied up for an expended period of time. I may give this a try.

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