Citi Thank You Premier Card $500+ Sign Up Bonus

Posted by Madison on October 16, 2015

If you don’t already have the Citi Thank You Premier Card, you’re in luck! Citi is offering 50,000 bonus points worth $500 in gift cards or $625 in airfare without a complicated second year spending requirement!

The $500+ sign up bonus is our Free Money Friday offer.

For those of us with the old multi-year spending requirement, this is also your reminder to pull it back out and finish earning your bonus. My husband picked up the card during his application spree last fall, which means it’s time to complete his second year spending requirement. Check your dates if you also picked up the Citi ThankYou Premier Card last year around the same time.

How to Get Your $500 Sign Up Bonus

  1. Sign up for the Citi ThankYou Premier Card*.
  2. Spend $3,000 in the first 3 months.
  3. Earn 50,000 bonus points.
  4. Redeem for:
    • Gift Cards: redeem 50,000 points for $500 in gift cards.
    • Airfare: redeem 50,000 points for $625 in airfare.

*Find and compare all current credit card offers in our credit card directory.

Citi Terms and Conditions

  • The annual fee is $95, but waived for the first year.
  • Points do not expire.
  • You can earn unlimited Thank You Points.
  • No foreign transaction fees on purchases.

More on Citi Thank You

Earning points. You will earn 3 ThankYou Points for every $1 spent on purchases for travel and gas, 2 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment and 1 ThankYou Point per $1 spent on other purchases.

Redeem Points to Pay Mortgage or Student Loan. Some of my favorite options for redeeming Citi Thank you points are with mortgage or student loan payments. For more information on conversions, see the Best Way to Maximize Citi Thank You Points.

Second Year Spending (Old Cards Only). For those of you who picked up the card last year and are evaluating the spending required in the second year, I put together details on How to Maximize the Value of Your $500 Citi Premier Card Bonus last year. The annual fee has gone down and the spending categories changed, but it should give you a good outline to help you figure out if the card is worth holding onto in year two.

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Comments to Citi Thank You Premier Card $500+ Sign Up Bonus

  1. I am working towards spending goals with other credit cards but this is a good deal — even if you have to pay the yearly fee the second year. Do you know when this offers expires? I want to sign up but not at the moment

    Katie

    • Hi Katie,

      I’m not sure how long it will last. I looked up last time they did the offer and it went through December, but it launched a few weeks earlier this year.

      Madison

  2. I think calling this a $500+ bonus is misleading. It’s really a $375 bonus due to the annual fee that is required to pay if you want the full bonus.

    And having to wait over a year for the full bonus is also unfavorable (my preference is to cancel the card well before then). Hopefully this doesn’t start becoming the norm on these big offers.

    Andy

    • Hi Andy,

      You are right Andy, we won’t all be able to get over $500 depending on how we meet the spending requirements and how we redeem it. Don’t forget to add the points on the purchases to your calculation. Depending on what type of purchases you made to earn 1x – 3x points, you’d have another 5000 – 15000 points to redeem, which could cover the annual fee. So it’s more like a range for the two years of $425-$650:

      Minimum: $500 – $125 + $50 (for the gift card redemption for the minimum points on the $5k)
      Maximum: $625 – $125 + $150 (for the airfare redemption and max points on the $5k)

      Either way, you have a great point… last year we were able to pick up the $500 bonus offers in one year… I’m not liking the two year trend… but then again for $425 – $650, I might be willing to jump through some hoops!

      Madison

  3. Citi also has another card without the annual fee with a smaller bonus.

    Michael Zoril

  4. Thanks for this information. I need help with airfare for a family trip, this should help me out a bit.

    LaQuita

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