Archive for the 'Savings' Category


Public Employees can Double-dip on Retirement

I’ve been finalizing our budget for the upcoming year. Included is determining how much to contribute to our various retirement accounts. My husband works for a university, so he has two plans available to him: the 457 and the 403b.


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Why I Won’t Spend the Same Amount on the Kids

Save the guilt and the cash. Give the kids presents based on wants, needs, and the ability to give. Do not give based on meeting a price that was spent on their sibling. I realize this is probably an unpopular stance, as I’ve witnessed many families make sure that all the kids get equal amounts [...]


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Finish Your Christmas Shopping Under Budget

Christmas is only 5 days away. If you are like me, some shopping is done but not all of it. The last few gifts sometimes turn into impulsive buying just to get the shopping done! Here’s some ideas to finish off the shopping without breaking the bank.
Gift Cards
A gift card is probably on the list for [...]


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Why Am I Unpopular at Christmas?

I’d like to think that as the family financial guru, I give the best gifts! I put a lot of thought into each one and come up with gifts that will keep on giving, sometimes for the lifetime of the recipient. So why do people dread my great gift giving ideas?


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Ten Tips for Holiday Shopping Online

Now that the holiday shopping season is in full swing, it’s time to search the Internet for the best prices on gifts. Here’s ten tips to save money while shopping. Combine the best price, cashback, and an online coupon and you can easily take 10% or more off the price! Here’s the strategies I like [...]


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