OK…I splurged this week. I spent $1,000 on landscaping and didn’t buy a single plant, flower, or shrub. It was almost purely cosmetic. I was just getting tired spending as much time weed wacking my yard as I do cutting the grass. It was a project that most people would have done in one shot [...]
Why I Like ING Direct
Posted byMany financially-savvy people have turned to online banks for their savings (and sometimes even checking) account needs. Online banks often provide higher interest rates and better customer service than traditional brick-and-mortar banks. Of course, the lack of a physical branch makes it harder to access your money immediately. Here’s my personal experience with one of [...]
There is a saying that people throw around with an air of wisdom without truly knowing the financial consequences of following: an ounce of prevention is worth a pound of cure. It is easy to say this to the young intern that needs a new brake system to prevent a future accident, or to the [...]
How to Save for Multiple Goals
Posted byI am more motivated to save when I know exactly what I am saving for. I’ve found that two things help me stay on track with my savings: prioritizing my goals and planning in advance how each paycheck will be split between the goals. As I mentioned in my post on my financial tracking system, [...]
The Best Bank for Your Money
Posted byThe best banks? That’s what readers often want to know. In addition to the best banks, they also want to know where I bank. With 181 Accounts, I obviously have lots of financial relationships. Here’s a rundown of where I do my business and my favorite in each category. Online Savings Accounts The Best: ING [...]
