You look at your credit card statement. There’s a charge for about $700 from a merchant you’re not familiar with. “Honey, did you buy something from so and so for $700 last month?” “Why no, dear, I would never spend that much without talking it over with you first.” “Hmmm; I wonder where that charge [...]
Financial Moves to Make as Newlyweds
Posted byOn account of our three year anniversary, I thought it would be a great idea to discuss the finances of a newlywed couple since it’s so fresh on my mind. Based upon the decisions that you made in the first article in this series, 6 Financial Topics to Discuss Before Marriage, there are several things [...]
You’re engaged! Congratulations! I mean that from the bottom of my heart, as it was only three and a half short years ago that I was in your position. Announcing to everyone that we were engaged was such a fun time, and it was so nice to receive everyone’s genuine well wishes and excitement for [...]
How to Save Money on Easter Celebrations
Posted byEaster is a fun holiday and especially loved since it usually means spring is around the corner. The trouble with holidays, including Easter, is that as great as they are, they usually mean you are spending more money than you normally would. Between decorations, Easter-themed activities, planning a meal, and of course, adorable Easter outfits [...]
When I think back to my grandparent’s retirement years, I remember them talking about how they generated income from their investments. While they received a Social Security check each month in the mail, a good portion of their income actually came from their investments. Most of their investments were in what are considered safe investments, [...]
How Big Should Your Emergency Fund Be?
Posted byIf you are a fan of Dave Ramsey or other financial gurus, then you know they suggest starting out with $1,000 in an emergency fund while you pay down debt. Once the debt is gone, you are to increase the size of your emergency fund to six months of living expenses. Currently, the average length [...]
Why You Should Save 1% More Each Year
Posted byIn order to retire with a healthy amount of savings, you are going to have to save close to 15-20% of your income each year. For many of us, this is hard, if not impossible, to do. But there is a solution out there that can help you painlessly reach that level of savings. For [...]
14 Ways to Make Extra Money
Posted byWhen you are trying to save your money or get out of debt, sometimes the process can seem like it’s not going so well. It can be frustrating when it feels like it’s not working as well as you had originally thought it would. If you’re not seeing your savings increase as much as you [...]
10 TV Shows to Watch to Save Money
Posted bySometimes after a long day at work, the only thing I have energy for is watching television. But I realized that I could still be productive while relaxing and watching TV. There are several great shows that have helped me learn how to save money, how to budget, and how to get out of debt. [...]
Bank Lots of Money with Burst Saving
Posted byWhen it comes to saving money, most people find every way they can to cut little expenses from their budget. This technique has become known as the Latte Factor. Here, you forego your daily coffee and save the $3. Eventually, all those times of saving $3 add up and when you retire, you have a [...]
