Have you noticed that interest is not interest is not interest? There are so many different types of interest rates for finances that it gets a bit confusing (even for me). Honestly, before writing this article I didn’t know what each type of interest rate meant. For example, what is the difference between an APR […]

Continue reading…





Compound interest is the most powerful force in the universe, which was supposedly said by Albert Einstein, though there is no proof that he actually said this. Nonetheless, compound interest is an amazing thing. Previously, I talked about how to calculate simple interest. Now, I am going to show you how to calculate compound interest. […]

Continue reading…





I get many questions about how to calculate interest. If you are trying to figure out simple interest, the calculation is, well, simple – no pun intended. If you want to calculate compound interest, that gets a little bit more involved. I’ll be writing about compound interest soon, so be sure to keep an eye […]

Continue reading…





Most of us sit down sometime around the new year, organize our finances, and create a budget for the upcoming year. We plan out our expenses and how much we want to save. Then, many of us either put the budget aside and never look at it again, or we follow along, exactly as planned. […]

Continue reading…





I’m sure you have heard that old line, “Don’t play with your food.” As much as parents may often try to get their kids to stop playing with the foods on their plates and just eat, the kids somewhat have it right. Food is fun, and eating can be a really enjoyable fun experience. Many […]

Continue reading…





Read most financial publications and they will speak to you about why you should never buy a new car. The total cost of a new car, including the depreciation is a waste of money. And don’t even suggest leasing a car. You’ll be banished quicker than Napoleon. I’m not here to tell you any of […]

Continue reading…





How to Save Money on Vitamins

Posted by Kristen

Multi-vitamins may cost money upfront, but they are worth it in the long run. Taking a daily multi-vitamin fills in the gaps of any vitamins or minerals you didn’t get throughout the day. Even the most health conscious people, still may be lacking in a certain vitamin on any given day. Each vitamin or mineral […]

Continue reading…





I am constantly on the lookout for new ways to save even more on our energy bills. Every year I take an overall audit of our spending (both natural gas and electricity) and try to beat our spending from the year before. This began in 2010 because of my need to know we had not […]

Continue reading…





A year ago we looked into whether or not the Nest Learning Thermostat really saves money? It was pretty early on after our installation, so I thought it would be appropriate to see how it’s doing now that we have a year of data to show and find out is the Nest thermostat worth it? […]

Continue reading…





Moving home after college is becoming increasingly popular. According to Business Insider, 85 percent of college seniors plan on moving back home with their parents after they graduate and an estimated 53 percent of 18 to 24 year olds are living at home. While living at home can be a great opportunity to find a […]

Continue reading…