Archive for the 'Retirement' Category


Reverse Strategy: Decreasing Contribution Percent

After my husband read our net worth update, he asked why our portfolio was declining and if contributions wouldn’t offset the declines. I explained that we had reduced our savings contributions significantly in the last few years, which alarmed him.
Actually, the strategy I came up with is anything but alarming. Here’s an example of how [...]


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Money Matters for All Ages: The Complete Guide

Sixteen personal finance writers put together an outstanding guide of finance material that spans a lifetime in the Money Matters for All Ages series. The entire series is also available to download in a free e-book. Here’s the highlights:


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Public Employees can Double-dip on Retirement

I’ve been finalizing our budget for the upcoming year. Included is determining how much to contribute to our various retirement accounts. My husband works for a university, so he has two plans available to him: the 457 and the 403b.


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Why Am I Unpopular at Christmas?

I’d like to think that as the family financial guru, I give the best gifts! I put a lot of thought into each one and come up with gifts that will keep on giving, sometimes for the lifetime of the recipient. So why do people dread my great gift giving ideas?


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2008 Roth 401k For Me!

It’s time to celebrate! My company just announced that we are getting the Roth 401k! I received a couple emails from coworkers that my employer is going to offer the Roth 401k next year. Yipee!! Regular readers know that I have been campaigning for access to the Roth 401k. I’ve emailed my HR department numerous times [...]


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