It’s time to take a look back at the entire collection of active free money ideas that we covered to date. (And just for fun, I also slipped in a few sneak peaks of offers we’ll cover in the future!)

When I added it all up, you could potentially score $3,055 in sign up bonuses per person.

High Dollar Free Money Offers

My favorite free money offers right now are the $500+ credit card sign up bonuses. I sorted the list of credit card sign up offers by the bonus amount so you can start at the top and easily determine which offers are worth your time.

Credit Card Bonuses $500+

• Chase Sapphire $500 – $625 Sign Up Bonus

Credit Card Bonuses $200+

• Citi Thank You Premier $300 Sign Up Bonus
• Citi Thank You Preferred $250 Sign Up Bonus
• American Express $250 Gift Card
• Citi Dividend $200 Sign Up Bonus
• Chase Freedom $200 Sign Up Bonus

Credit Card Bonuses $100+

• American Express $150 Sign Up Bonus
• Discover Open Road $150 Sign Up Bonus
• Chase Freedom $100 Sign Up Bonus
• American Express $100 Gift Card

More Featured Free Money Offers

You can also earn free money with investment accounts, free flights, cash back, gift cards and more. Here are more of the free money offers we’ve featured that you can take advantage of:

Investment Account Bonuses

• OptionsXpress $100 Sign Up Bonus
• ShareBuilder $50 Sign Up Bonus
• Betterment $25 Sign Up Bonus
• Free Dell Monitors from OptionsHouse

Free Flights

• United 40,000 Mile Sign Up Bonus
• Continental 40,000 Mile Sign Up Bonus
• American Express Delta 30,000 Mile Sign Up Bonus
• Southwest Free Flight Sign Up Bonus

Cash Back Rewards Programs

• Cash Back Reward Sites for Online Shopping
• Ebates $5 Sign Up Bonus
• Upromise Rewards
• Mr. Rebates $5 Sign Up Bonus
• ShopAtHome Guaranteed Highest Cash Back Program
• Free Gift Cards from MyPoints
• Earn Cash Back with Big Crumbs
• How To Earn Money With CashCrate
• Bing Rewards 250 Credit Sign Up Bonus
• FatWallet Cash Back
• SwagBucks Sign Up Bonus and Gift Cards
• BeFrugal Cash Back & $10 Sign Up Bonus

Credit Card Rewards Programs

• American Express 6% Cash Back Credit Card & $150 Sign Up Bonus
• Sallie Mae 2% Cash Back Credit Card & $100 Sign Up Bonus
• Quarterly 5% Rotating Cash Rewards Credit Cards
• Fidelity 2% Cash Back Credit Card
• Target 5% Discount Credit Card
• The Best Cash Rewards Credit Cards
• 0% Balance Transfer Credit Card Offers
• No Foreign Transaction Fee Credit Cards
• The Best Airline Rewards Credit Cards
• Best Travel & Hotel Rewards Credit Cards

More Free Money

• Serve $10 Sign Up Bonus
• Envaulted Cash Back Program
• PerkStreet 5% Cash Back Bonus

As always, we’ll be back next Friday with a new offer in the Free Money Friday series!

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It was new to me, so I’m guessing it might be new to some of you too: BeFrugal.

Since BeFrugal is also offering a free $10 sign up bonus, it’s our Free Money Friday celebration!

How to Get Your $10 Sign Up Bonus

1. Sign up for a new BeFrugal account.
2. Get a $10 sign up bonus.
3. Use your BeFrugal account for cash back.
4. Get a check once your account reaches $20.

BeFrugal Terms and Conditions

• US residents only.
• Must be age 18 or over.
• Individuals only with working email address.

More on BeFrugal Cash Back

Cash out. You can cash out your BeFrugal account once your account reaches $20. However, the $20 minimum doesn’t include bonuses.

No expiration. Your cash back that you earn carries forward indefinitely. This is good news since I always like to select the cash back program with the highest payout for each purchase.

Referring Friends. You can refer your friends. They get $5 and you get $5 once they make $25 in cash back purchases.

Getting paid. You can select whether you want to get a check or PayPal (with no fee) at setup. Then, once your account reaches $20, you’ll typically get your payment in the following month.

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Update: The account sign up bonus deadline is extended to December 31, 2011.

How to Get Your Sign Up Bonus

1. Open a new Sharebuilder account using promo code 50WS10.
2. Deposit $50 or more by June 30, 2011 December 31, 2011.
3. Sharebuilder will deposit a $50 bonus into your account in 4-6 weeks.

Sharebuilder Terms and Conditions

• Offer not valid for IRAs or ESAs.
• The $50 bonus is not available for withdrawal for 90 days after it is awarded to your account.
• Limit one ShareBuilder account bonus per unique customer or custodial beneficiary.

More on Sharebuilder

No Account Minimums. This is a great opportunity for keeping a small trading account that you don’t have to worry about too much.

Mobile Apps. Sharebuilder has apps for Android, iPhone, & Blackberry so you can stay on top of your account even “on the go.”

Review. For more information, you can see our full Sharebuilder Review.

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Lending Club is offering a 1% sign up bonus, starting at $50, for new lenders!

How to Get Your $50+ Sign up Bonus

1. Sign up as a lender using this special link: Lending Club $50+ Sign Up Bonus.
2. Make an initial investment of $5,000 within 45 days of signing up.
3. Get your 1% bonus within 15 days deposited to your account.

Here’s the kicker, I can’t find a maximum limit anywhere in the terms and conditions. So, while $50 is the least you’ll earn, it looks like the bonus may be limitless. Can this be true?

Lending Club Terms and Conditions

• To be eligible for the bonus, all funds must be newly transferred to your account within 45 days of your registration date, continuously maintained in your Lending Club account and fully invested on the Lending Club platform within 45 days of your registration date.
• Your bonus, if any, will be placed in your Lending Club account within 15 business days following the determination of your eligibility.
• Transactions in the secondary market (the trading platform operated by FolioFN) do not count as “investing funds” or towards unlocking the bonus.
• This bonus payment is taxable so please consult with your personal tax advisor. You are responsible for any taxes related to this offer.

For more lender details and information about Lending Club, check out our full Lending Club Review.

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Envaulted.com was launched in August 2010 and they are currently operating in Beta mode. It’s our Free Money Friday offer this week.

How to Earn Your 1% Cash Back

1. Sign up for an Envaulted account while beta invites last*.
2. Register up to three credit cards.
3. Get cash back by check once a month when your account balance is $10 or more.

*You’ll have to act quickly to grab a beta spot. I emailed the COO and he let me know that Envaulted just opened up their last 250 beta spots. After those are gone, they plan to close the program for a period of time. Once they run out of beta spots, they will start a mailing list to notify you when they reopen.

How to Earn Additional Cash Back

You can earn more than the initial 1% by taking advantage of the sponsored deals. Some of the deals that appealed to me right off the bat were 3% at Costco and 4% at Macy’s. I also found the 8% at Taco Bell funny since a meal there is only like $2! To get the extra rewards, you just have to use one of the cards registered to your account either online or in store.

Envaulted Terms and Conditions

• The per transaction limit is calculated up to the first $1,000 of each transaction. Standard rewards receive a maximum of $10 (1% on $1,000) for each transaction.
• Envaulted only allows credit card registration. Debit (including check cards) are not supported today.
• You’ll need to give Envaulted your user id and password for your credit card account to access your purchase information. They will then monitor the transactions using Direct Connect (Quicken access).
• Members must be human beings. (I thought that was a funny one!)

Update: I received a question about the terms and conditions above. If you are concerned with the idea of giving a user id and password to another company, I suggest you skip this offer. However, I will also remind you that nobody questioned the idea of giving the same information to Mint.com, Yodlee, or Quicken; each of those companies was also a start-up at one point too. You always need to evaluate what you feel is the best choice for you personally.

Stacking Cash Back

Stack Cash Back. You can stack the Envaulted.com cash back with other cash back credit cards, like the 5% Rotating Cash Rewards Credit Cards to maximize your cash back.

Double Stack Cash Back. In addition, since the special offers and cash back don’t require you to click through a shopping portal, you should be able to stack it with other cash back programs when shopping online for even more money.

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How to Get Your $25 Small Business Saturday Credit

1. Register your American Express card by 12/31/10.
2. Spend at least $25 at a small business using your card any day between when you register and 12/31/10.
3. Receive a $25 statement credit.
4. My credit posted within 2 days!

American Express Terms and Conditions

• Originally, this offer only applied to 11/27/10 but American Express has extended it to include any day until 12/31/10.
• All small businesses that accept American Express are automatically enrolled.

More on Small Business Saturday

Where to shop? Some good ideas for using this offer are: local restaurants, boutiques, bars, bakeries, and hair or nail salons, as long as they take American Express. These are perfect places to support during the holiday season!

Don’t have an AmEx? It may be time to get one! We have a few favorites to choose from:

• Costco American Express
• Blue Cash American Express
• Starwood American Express

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I just heard about ShopAtHome.com, and their best cash back guarantee. It’s our Free Money Friday offer this week.

How to Earn ShopatHome Cash Back

1. Sign up for a free ShopAtHome account.
2. Make a purchase earning cash back in 60 days.
3. Get a $5 bonus in addition to your cash back on your purchase.

110% Cash Back Guarantee

Here’s where Shop at Home kills the competition. They offer a 110% Guarantee that they will offer the highest cash back percentage for each store. If you find a better cash back offer, they’ll pay you 110% cash back; there is a quick form to fill out when you find a better offer elsewhere.

I’m always on the lookout for a cash back site that will allow us to use just one cash back site for all of our shopping. Could the 110% guarantee mean that we have finally found it?

I’m planning to use it for the rest of my holiday shopping and see how it stacks up against my favorites, currently the double cash back offers from Ebates and Discover Holiday Shopping.

Shop at Home Terms and Conditions

• ShopAtHome will send a rebate check when your account balance reaches the $20 minimum.
• ShopAtHome.com will apply a Dormant Account credit reduction equal to 50% of the then-current account balance once during every 12 month period that the account is a Dormant Account.

More on Shop at Home

Coupons. They also offer ShopAtHome coupons to use.

ShopAtHome toolbar. To be honest, I’m not a fan of toolbars, and I’ve read about people having trouble with ShopAtHome removal of the toolbar, so for right now, I’m just going to use the site strictly for cash back.

Referrals. There is a ShopAtHome Tell A Friend program that will give $5 to you and your friend. So of course, I’m going to refer my husband.

Evreward. I always use evreward before placing an order online. However, ShopAtHome isn’t listed there, so you need to remember this one!

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They probably think I’m a shopaholic based on the number of boxes. Sometimes, I feel like telling them that I got a really good deal on every single box they’re bringing to my house, and I have free Prime shipping, so in reality I’m spending a lot less than they think I am, since most of the time, each box is just one item that I purchased for less than $10…..

….Instead, I just smile.

Amazon Gift Card Bonuses

For all the other Amazon junkies (who just appear to be shopaholics)… two new Amazon gift card bonuses couldn’t have come at a better time!

Now there really isn’t an end in sight to my daily exchange with the delivery men. Maybe one of these days I’ll even surprise them with an inexpensive gift! Would that be weird?

Amazon Coinstar Bonus

We mentioned that you can get an iTunes bonus from Coinstar. Starting today, it also applies to Amazon!

1. Cash in $40 for an Amazon gift card at a Coinstar machine and get a $10 bonus.
2. Apply your $10 Amazon bonus to toys and games.

In addition to Amazon and iTunes, the Coinstar bonus also applies to Lowe’s, Borders, Rixty and Regal.

Amazon Gift Card Email Bonus

The second Amazon gift card bonus was delivered via email this week. Everyone I checked with received the email, so it looks like it was sent out to a wide audience.

1. Check your email for the Amazon gift card bonus.
2. Mine came on Monday and Tuesday with the title “Buy a $50 Amazon.com Gift Card and Get $5 to Spend on Yourself” if you want to search for it.
3. Buy $50 in Amazon Gift Cards by December 25.
4. Get a $5 promo code emailed by January 7th, 2011.

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Thanks to a loyal reader, Keerthi, for giving us a heads up on the new Bing Rewards program!

How to Get Your Bing Credits

1. Sign up for Bing Rewards using Internet Explorer.
2. Download the Bing toolbar and register with a free Windows Live ID.
3. Earn 250 credits.
4. Redeem your credits for rewards, including gift cards to Starbucks and Amazon!

Bing Terms and Conditions

• Limit one 250 credit bonus per person and per computer.
• Microsoft doesn’t sell, lease or rent information to third parties.
• Must have a Windows Live ID for tracking purposes.
• You cannot download the Bing bar using Mozilla Firefox.

More on Bing

How it Works. You can earn more Bing credits by searching with the Bing toolbar, setting your homepage to Bing or trying out new features of Bing. Once you have enough credits to redeem for a reward, redeem your credits and have your rewards ship free.

Rewards. You can select from a wide range of Bing rewards with some starting at less than 250 credits.

If you’re here looking for a Bing affiliate program to promote on your website, you can sign up with this Bing affiliate program.

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Lending Club is offering a $50+ sign up bonus for new lenders!

How to Get Your $50+ Sign up Bonus

1. Sign up as a lender using this special link: Lending Club $50+ Sign Up Bonus.
2. Make an initial investment of $5,000 within 45 days of signing up.
3. Get your bonus within 15 days deposited to your account.

Lending Club Terms and Conditions

To receive your bonus, all funds must be newly transferred to your account within 45 days of your registration date, continuously maintained in your Lending Club account and fully invested on the Lending Club platform within 45 days of your registration date. Your bonus, if any, will be deposited in your Lending Club account within 15 business days following the determination of your eligibility. This offer may be discontinued at any time without notice. Transactions in the secondary market (the trading platform operated in by FolioFN) do not count as “investing funds” or towards unlocking the bonus. This bonus payment is taxable so please consult with your personal tax advisor. You are responsible for any taxes related to this offer. Void where otherwise prohibited. This offer may not be combined with any other offer.

For more lender details and information about Lending Club, check out our full Lending Club Review.

For more details about this bonus please see my Lending Club $50+ Bonus post.

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PerkStreet is offering 5% cash back through the end of the year for your holiday shopping.

How to Get Your Cash Back

1. Open a PerkStreet account online and fund it with $25 by November 15, 2010.
2. Earn 5% cash back on all non-PIN debit card purchases at a number of popular retailers until December, 31, 2010.
3. Bonus perks earned as part of the 5% holiday program will be awarded to your account on February, 15 2011.

PerkStreet Terms and Conditions

• In addition to the merchants specified below, earn 5% cash back at other retailers that PerkStreet will announce via Twitter (@perkstreet), Facebook or other company communications.
• The following groups are NOT eligible for the offer: current PerkStreet customers, former PerkStreet customers who closed accounts within the last 24 months, & people who share a household with a PerkStreet customer.
• The Visa Zero Liability policy on the PerkStreet debit card covers U.S.-issued cards only & doesn’t apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions.

More on Perkstreet

Eligible Stores. The 5% cash back can be earned at these stores: Best Buy, Gap, Toys ‘R Us, Babies ‘R Us, Kohl’s, Starbucks, Macys, JCPenney, Sears, Victoria’s Secret, Ann Taylor, Ann Taylor Loft, Dick’s Sporting Goods, and J. Crew.

Cash Back. You can also earn the standard PerkStreet cash back when you shop everywhere else! The typical cash back offer is 2% for 3 months + 2% cash back on every non-PIN purchase (balance of $5,000+)/1% cash back (balance less than $5,000).

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Sign up for Ebates and we’ll match your sign up bonus or enter you in a drawing for a $100 giveaway, your choice!

Ebates is a favorite around here; it was voted most popular cash back program by readers.

How to Get Your 100% Match or $100 Entry

1. Sign up for a new Ebates account by September 30, 2010.
2. Complete a purchase of $20 or more with your Ebates account by October 10, 2010.
3. Enter your Ebates Member name, email address where we can PayPal you and select the $5 match or contest entry below.
4. Get a $5 sign up bonus from Ebates.
5. In addition, get a 100% match (another $5) from My Dollar Plan, or an entry into the $100 giveaway.

Ebates Referral Program. Once you sign up, you can take advantage of their referral program to earn even more money. You’ll get $5 for each friend you refer after their first purchase. Right now, Ebates is sweetening the deal by offering an Apple iPad and other rewards if your refer 50 of your closest friends. I don’t have to be the one to tell you to get creative with your family members and friends to cash in on this one!

Ebates/My Dollar Plan Terms and Conditions

• Earn $5 from Ebates when you complete a purchase of $20 or more with your new Ebates account.
• Only readers that sign up for a new Ebates account by clicking on a link or sign up button at My Dollar Plan by 9/30/2010 and make a qualifying purchase by 10/10/10 are eligible for $5 match from My Dollar Plan or contest entry.
• The giveaway will take place shortly after Ebates reports the member names for us to match. Matching funds will be sent according to the Ebates payout schedule via Paypal.

In order to receive your bonus or contest entry you must complete the form below (email/feed subscribers must click here to access the form). Your member name can be found in the upper right corner of the page after you register. Only one entry per person.

cforms contact form by delicious:days

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It’s our double dose of early Free Money offers this week since both the Citi $50 Sign Up Bonus & 10% off AT&T Service and this offer expire on Friday!

WT Direct sent me an email with the following offer. If you are currently a WTDirect customer too, look for the offer in your email.

How to Get Your $200 Bonus

1. Find your email from WT Direct with the offer in it. Here’s what mine was titled so you can search for it: “WTDirect – Earn More Interest and up to $200 Cash!” I got the email on August 12.
2. Build your savings by August 27, maintain it through November 27 according to the chart below.
3. Get your bonus on or about December 10, 2010.

WTDirect Terms and Conditions

• This offer is available to the recipient only and is not transferable.
• Deposits must be made via electronic (ACH) transfer received by 8/27/10.
• Bonus is determined by the account balance on 8/27/10, and that balance cannot decline through the end of the promotional period.

If you don’t have a WTDirect account yet, but want to open one so you can take advantage of future offers, you can open one at: WT Direct.

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The TradeKing sign up bonus, which was very popular last time they offered it, is back. You’ll have to act quickly, this one expires at the end of the month!

How to Get Your $50 Sign Up Bonus

1. Visit TradeKing and open an account by August 31, 2010.
2. Fund your account with at least $2,500 within 30 days of opening it.
3. Execute one trade within 180 days of opening your account.
4. Get your $50 deposited into your account.

Terms and Conditions

• One offer per household.
• U.S. residents only.
• You must keep your account at a minimum of $2,500 (minus trading losses) for 6 months or your bonus may be surrendered.

Benefits

Low Fees. TradeKing charges $4.95 per trade plus 65 cents per option contract. For stocks priced less than $1.00, they add $0.01 per share on the entire order.

No Account Minimum. An account minimum applies for this promotion but not for the account in general.

Free Trading Tools. TradeKing has tools like a Profit + Loss Calculator, Probability Calculator, Technical Analysis Tool, and Scanning Tools that work for your individual options and complete option strategies.

SmartMoney also touts TradeKing’s great customer service. See for yourself or check out our TradeKing review.

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How to Get Your $75 Sign Up Bonus

1. Open one or both of EverBank‘s high yield accounts: the Yield Pledge Money Market account or the FreeNet Checking account.
2. Maintain required minimum balance (see below T&C’s) for each of first 4 months of opening account.
3. In 5th statement period, receive a $50 credit for the Money Market Account and/or a $25 credit for the FreeNet Checking account.

EverBank Terms and Conditions

• FreeNet Checking is a tiered (higher balance, higher rate), variable rate account. All yields and tiers may change without notice.
• Applicant must fund a Yield Pledge Money Market Account with a minimum deposit of $20,000 and/or a FreeNet Checking Account with a minimum deposit of $10,000 and maintain average daily balance for each of the first 4 statement periods.
• EverBank Yield Pledge Money Market account has $8.95/month fee for balances below $5,000.
• First time EverBank account holders only.

More on EverBank

Intro Rates. The FreeNet Checking account has a 3-month intro rate of 2.25%. Add the bonus on top of the intro rate, and it should beat any 3-6 month CDs available right now.

FDIC Insured. The government backs up to $250,000 of your money.

Reimbursed ATM Fees. For the Yield Pledge Money Market, EverBank automatically reimburses non-EverBank charges on U.S. ATM transactions during any month that your account’s average daily balance exceeds $5,000.

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