Leading up to my CFP(R) exam last fall, I set a little aside from several paychecks to save the total amount of my registration fee. When I registered, I depleted the entire amount I had saved – but the registration wasn’t the end of my exam-related expenses. I forgot to take into account the $120 [...]
When my fiancé, Paul, and I bought our first home last September, a co-worker of mine asked if we were going to use an escrow account or not. After shelling out tens of thousands of dollars, the thought of owing large tax bills in just a few months in the New Year made an escrow [...]
The time has come where many (including myself) will be making New Year’s Resolutions. But how many people actually attain the goals they set out to complete each year? According to Stephen Shapiro, author of Goal-Free Living, one in four people who make New Year’s Resolutions never succeed. Perhaps this is because people are lacking [...]
Have you started your holiday shopping yet? Whether you’ve already started shopping, plan on hitting Black Friday sales, or are still procrastinating just a bit, one thing is certain: holiday spending can quickly become a budget buster. But with a bit of careful planning, you can get through this holiday season without spending more than [...]
As we approach the busy holiday season, are you worried about it wreaking havoc on your finances? Each year about October or so, my dad likes to scare everyone by saying something like “only FIVE more paychecks ‘til Christmas.” This makes people nervous, because they haven’t started shopping and don’t see where they’ll find the [...]
