When I graduated, I was thrilled to be done with college, start working, and move on. Then, a few months down the road, I got my first student loan bill. And suddenly all of the loans I took out over the past several years for tuition and living expenses were very real. Taking out too […]

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Living life while on a budget can be tough. When I bought my first house a few years ago, money was tight. In fact, I bought more of a house than I could afford and I had to literally watch every penny I made. Going through this experience was tough, but it forced me to […]

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Cable is one of those bills that is completely optional, yet many people have it. If you’ve been diligently trying to cut your household costs, get out of debt, or save more money every month, you’ve probably thought about canceling cable. A market research group, The NDP Group, estimates that the average family will be […]

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I’m a numbers girl. Always have been, and always will be. I see things in numbers and fractions and percentages. Budgeting and tracking my spending comes easy for me because of that. But if you’re a visual person, you might find it a little harder to stay aware of your financial situation. So today, I […]

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How do you determine you are going to make a purchase? Do you simply look at the price? Maybe you compare the price to other stores or patiently wait until an item goes on sale. No matter what great of a deal you find or what kind of bargain you are getting, there is one […]

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The best part about celebrating an ethnic holiday is to embrace the specific culture and traditions that go along with it. My personal favorite part about exploring a new culture and celebrating an ethnic holiday is cooking and eating the new foods that go along with it. Since St. Patrick’s Day is around the corner, […]

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Do you have a happy Valentine’s Day memory? Chances are your memory does not stem from the amount of money that someone spent on what they gave you or did for you, but rather the thought, care, and emotion that they put into your gift. Let’s recreate the elements that made that time memorable for […]

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Over the last few weeks, you took steps towards improving your financial health. As we mentioned earlier in How to Improve Your Finances When You Don’t Know Where to Start, many don’t take action with their finances until they are in terrible shape. Getting out of debt or trying to save more money can be […]

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Last week you took the first steps to improving your finances in How to Improve Your Finances When You Don’t Know Where to Start. Like I mentioned last week, you don’t have to have to win the lottery or get a giant promotion to change things. Whether you’d like to get out of debt or […]

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Albert Einstein defines insanity as doing the same thing over and over again but expecting different results. I find this most applicable when I hear people complaining about their finances and their money and the lack thereof. I know a lot of people who always seem to be saying they don’t have enough money, are […]

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