Archive for the 'Budgeting' Category


Balancing Life’s Little Moments with Your Budget

Life is full of moments that leave a bad taste in our mouths; just turn on the news and you are met with daily tales of cruelty and weird happenings. But life is also about wonderful, precious moments and when these beautiful moments come around, we want to celebrate them.
The union of two people [...]


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Give Yourself an Allowance to Control Spending and Save Money

Did you get an allowance from your parents when you were young? I remember my first allowance, a whopping $2 a week! The amount went up over the years as I aged, but the allowance was always mine to spend or save as I pleased.
Fast forward to adulthood. At one time my spending got out of [...]


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5 Tips to Avoid Overdraft Fees

A recent report in Financial Times reveals that US Banks stand to take in over $38 Billion in overdraft fees from their customers this year! The bulk of this revenue is said to come from, “the most financially stretched consumers amid the deepest recession since the 1930s, according to research.”
Checking account overdraft fees now account [...]


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Manage Your Budget by Tracking Your Spending

When Madison ran my first guest post in early July, How to Get Control of Your Budget, several commenters asked for more information about the “detailed tracking system” I mentioned. Madison has graciously agreed to host another post so I can share my system with you – let’s dig in!
The System
I use an Excel spreadsheet [...]


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Cash for Clunkers

“Cash for Clunkers” Program
As many of you may have heard, the government recently released the rules for its Car Allowance Rebate System (C.A.R.S.), also known as “Cash for Clunkers.”
The program’s goal is two-fold: to get older, less fuel-efficient cars off the road and 2) to encourage sales and leases of new cars in [...]


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