I received a phone call earlier this week. Here’s a summary of how the conversation went:
Me: Hello.
Caller: Do I need a Roth IRA or Traditional IRA?
Me: Roth. Where are you opening it?
Caller: Scottrade.
Me: Do you know what to invest in?
Caller: No.
Me: We’ll worry about that later. Are you there right now?
Caller: Yes.
Me: Open the account, [...]

As a mom of small children who spends time with other parents of small children, I’m often asked how to open a college savings account. Below I’ve put together a step-by-step plan to open a 529 plan. I’ve tried to keep it simple, as I often find the reason for not doing anything is because [...]

So you don’t want to work until 62, 65, or 67? Many people are interested in retiring early, but do not know where to start. It is much easier to get there once you know how much you will need.

Today the Dollar-a-day challenge originated from junk mail again. The mail that I used to throw away is fulfilling many challenges and is turning into a great source of new money.
I received an offer from Bank of America to use one of our current credit cards to receive $15. You must spend $250 before December [...]