Welcome to the Festival of Frugality #118. We’re busy focusing on learning how to spell at our house right now… so what better way to celebrate the festival than with a focus on letters? There are 57 great frugal articles in the ABC edition of the festival.

Posted March 25, 2008 in Carnivals, Intermediate | 14 Comments »

Debt snowflaking is a successful technique to get out of debt. In addition to the fixed amount that you have planned each month, you apply all the extra money you find to paydown your debt faster. It’s an extension of the snowball method and snowball calculator.
Investment Snowflaking
I didn’t want the investing crowd to be left out in [...]

Posted January 25, 2008 in Debt, Intermediate, Investing, Taxes | 7 Comments »

This is the second post in an ongoing series about about how I organize my finances with lots of accounts; read the first one about bill pay and filing for 181 accounts.
A reader left the following comment in the credit card debate:
I don’t have enough time in the morning to check 89 credit card accounts!  I don’t even want to think of [...]

Posted January 16, 2008 in Credit cards, Debt, Intermediate, Organization | 11 Comments »

This is the first post in a series about Money Matters for All Ages. Sixteen personal finance writers address financial issues from babies to retirement and everything in between. See the end of the article for the entire series.

Photography: Six clones (clowns?) v3 by Spigoo
Our oldest son just turned 2 and our youngest [...]

Posted January 15, 2008 in College savings, Insurance, Intermediate, Investing, Kids, Savings, Taxes | 10 Comments »

The Great Credit Card Debate was launched when I challenged Ana at Debt Free Revolution to a credit card match. I love credit cards, so much so, that I have 89 accounts.  Ana hates them! Others have even noticed our opposing views, most recently highlighted by Father Sez.
Ana’s official stance is on Ways Credit Card Companies Separate You From Your [...]

Posted January 4, 2008 in Credit cards, Debt, Intermediate | 22 Comments »