I cannot get the Obamacare health insurance exchange website to work. Believe me, I tried. As the new health insurance exchanges rolled out as part of the affordable care act, I was interested in finding out what our Obamacare rates would be if we enrolled in the new marketplace insurance. Unfortunately, despite how easy it […]
How to Sign Up for Obamacare
Posted byOpen enrollment for the Patient Protection and Affordable Care Act, or Obamacare, begins tomorrow, October 1, 2013. The open enrollment is for health plans that will begin on January 1, 2014. How do you sign up for Obamacare? Obamacare Open Enrollment What is open enrollment? Open enrollment is the window of time where you can […]
How Does COBRA Work?
Posted byI have been laid off twice in my short, post-college career. It’s not something that I like to advertise, and it does make me feel better knowing that both times the president of the company drafted and signed a letter stating that the circumstances of my lay-off had nothing to do with my performance. For […]
Alternatives to Long-Term Care Insurance
Posted byIn a recent article on Long-Term Care Insurance, I discussed the LTC insurance plan I purchased while an environmental investigator for the state of Texas. For $22 per month, I was given a sort of peace of mind whenever my job sent me onsite at toxic and potentially dangerous chemical, metals, and recycling plants. Up […]
In a previous article, I discussed the medical freebies from the new Patient Protection and Affordable Care Act of 2010 (typically referred to as “Obamacareâ€). Some of these new freebies that I have already taken advantage of include some types of free preventive care (I found this out when my doctor actually sent me a […]
What is Long-Term Care Insurance?
Posted byI carried my first long-term care insurance policy through my employer at a cost of $22 per month. I was an environmental investigator, and found myself onsite at facilities in the chemical, metals, and recycling industries about once a month. It didn’t take long for me to figure out (especially after each safety briefing provided […]
Have you taken a look at your health care benefits in the last year or two? It’s typically not something I enjoy doing, but after being sent a check for $40.00 from my doctor due to the new health insurance laws (a refund from a co-payment I had erroneously paid), I suddenly got a lot […]
Small Business Healthcare Tax Credits
Posted byIn 2012, Small Businesses accounted for the employment of 52% of people in the United States. This means that small businesses drive a lot of the American economy. Because small businesses often have fewer resources than large corporations, there are lots of tax breaks and other help through associations such as the Small Business Association […]
I have been fortunate thus far in employment. All three of my post-college jobs have provided me with healthcare insurance, and two of the three employers have even picked up the entire tab on the premium for me (family members were extra). Other than having to take on disaster healthcare plans to bide my time […]
If you reference Obamacare and 2014 in the same sentence, prepare to get a plethora of comments from the group you are speaking with. This is because many additional provisions of the new Patient Protection and Affordable Health Care Act (typically referred to as “Obamacareâ€) go into effect in that year. Some people are happy […]