Even if you always try to save money on groceries to keep food costs low, if you’re anything like me, you probably bought a few extra ingredients throughout the holiday season. With making special treats, entertaining family and friends, and cooking holiday meals, it’s hard not to make a few extra purchases on food. But […]
There’s a common misconception that in order to make healthy choices in your life, you need to have money. After all, buying organic food, gym memberships, vitamins, and other health and fitness items will cost you more than you think. And it always seems like the junk food is what’s on sale when you’re trying […]
Looking over our income from the last several years, I noticed what many Americans have probably noticed: my husband and I have not had cost of living increases and only one raise. Just this year Paul received a cost of living increase and I was given a merit raise (hurrah!). Even though we are both […]
It hit me hard one evening driving home from work. I realized how much I had spent that day. I had purchased a large coffee and breakfast in the morning, filled my tank with gas, charged my parking fee, and then grabbed a pack of gum and water. Then I spent money on lunch with […]
When you are trying to spend less and save more, often going out with your friends or family gets cut off the list. I know that since I’ve been trying to deal with my student loans, going out has taken a backseat. The next option usually is simply having people over at your own home […]
My dog is like a part of my family and a great companion, but he can also be a huge impact on my budget. Although they can bring us a lot of joy, the cost of a pet can really add up. And when you’re trying to save money or deal with your debt, it […]
Living within your means is one of the key principles of being financially successful. While it is great to cut expenses from our budgets to save money, there is no way to cut 100% of our expenses out. There will always be something that we need to purchase in order to continue living the quality […]
Everyone is always looking for a new way to save money on their food bill. Besides finding alternatives to going out to restaurants, the best way to save is by lowering your cost at the grocery store. One of the best and easiest ways to save money on how much you are spending on your […]
There are many costs associated with raising kids. One cost I minimize is kids clothing. Don’t worry my kids aren’t running around naked all day. I use a twofold strategy for buying and donating that gets my overall cost for clothing close to zero. It’s a big savings during back to school shopping time. Photo […]
It’s always nice to get a brand new shiny toy, but when it comes to getting the most for your money, there are some things that are better purchased used. Below I list seven things that are better purchased used as opposed to new. Surprisingly, you won’t find cars on this list. While in most […]
