I can’t tell you how many times recently I have been caught without something I needed. I don’t have a car and rely on public transportation and/or walking to get me anywhere I need to go. While it works most of the time, getting anywhere requires a little bit of planning – not great if [...]

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Apps for the iPhone or the iPad can run anywhere from $0.99 to $20+ (I found one that is a whopping $999.99) and people are making good income off of creating applications that elevate your phone to a concierge service, game system, and all around personal assistant. But did you know about all of the [...]

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In the personal finance world, you hear about lifestyle inflation all the time. You should figure that if you were making it on your old salary, most if not all of a raise should go to savings/investments. Instead, those who are victims of lifestyle inflation find their “needs” creeping up right along with their paycheck. [...]

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Yesterday we discussed 8 ways people justify excessive holiday spending, and I gave suggestions on how to reduce that spending. I’m trying hard to incorporate all 8 of those tips into my own gift-giving mindset this year. In addition, I’m falling back on some of my favorite frugal gift-giving strategies from years past. In addition [...]

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I recently wrote about 6 ways to change the impact that food has on your budget. It was one of my most popular posts ever! It seems that there are several very common reasons for spending more than necessary on food – but lots of people were able to suggest ways to tackle and reduce [...]

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