So you’ve got a debt? What’s the first step in getting rid of it? Let’s take a look at one of my hot-button items in our budget and work through it. In the fall we decided not to sell my car just yet. However, now that spring is almost here it’s time to do something [...]
We have an adjustable rate mortgage and it’s a good thing! Adjustable Rate Mortgages (ARMs) have been blamed recently for a lot of the housing troubles going on. However, adjustable rate mortgages do serve a purpose and meet the financial needs for some people, including us. We carefully selected the best product to match our financial [...]
Debt snowflaking is a successful technique to get out of debt. In addition to the fixed amount that you have planned each month, you apply all the extra money you find to paydown your debt faster. It’s an extension of the snowball method and snowball calculator. Investment Snowflaking I didn’t want the investing crowd to be left [...]
