Archive for the 'Debt' Category


When Does the 0% Credit Card Really Expire?

As I flipped the calendar to December, I had a note that one of the intro rates on our credit cards expires this month. I have a balance of $58,980 on my IN:CHICAGO Card from American Express at 0%. I looked at the terms, which I store in an excel spreadsheet, and read the following: 0% through billing [...]


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Do Negative Millionaires Exist?

This is the second post in a series about millionaire status. Read about the first one here: Millionaires in the Making: Pros and Cons.
The million dollar number is often set as a personal goal for many people. Has anyone ever gone the other way and made it to the dark side of a million? Could [...]


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