We only have one more day until the big credit card debate…. however, Ana at Debt Free Revolution tried to slip in an early post: Dirty Credit Card Company Tricks. It seems she’s trying to convince Lynnae at Being Frugal to get rid of credit cards after being hit with a fee.
Since I busted Ana, I [...]

Posted January 3, 2008 in Credit cards, Debt | 7 Comments »

There’s a lot of discussion around optimizing your debt. Figuring out which order to pay off debt, keeping your emotions in check, minimizing interest, moving money around… the reality is that these aren’t solutions to the debt problem; in fact they are hindering your ability to get out of debt!

Posted December 30, 2007 in Credit cards, Debt, Intermediate | 2 Comments »

I had my husband call American Express yesterday to get the $689.72 finance charge straightened out on his IN: CHICAGO American Express card. He actually tried to call on Wednesday, but the hold time was over 10 minutes. He waited for a few, then handed me the phone to hold when the doorbell rang. Somehow in [...]

Posted December 28, 2007 in Credit cards, Debt, Organization | 6 Comments »

Usually we only consider two things when financing: getting the best price and getting the best interest rate for an asset. What if instead of focusing on financing the item you are purchasing, you focus on financing a cheaper item you already own? With some careful planning and foresight you can do just that. What am I talking about?
We [...]

Posted December 16, 2007 in Advanced, Debt | 5 Comments »

Time for a reader question! Feel free to send me questions on any personal finance topics. If I don’t know the answer, I’ll find it for you! This one comes to us from Janet:
Have you seen any good credit card offers lately?
Cashback, 0%, and signup bonuses all come to mind. There are others that are [...]

Posted December 12, 2007 in Beginner, Credit cards, Debt | 1 Comment »