A frequent question I see from readers is about the impact of credit inquiries on your credit score. How much do inquiries matter? I just applied for a credit card, how long do I have to wait before I can I apply for another one? I will be buying a new house soon, should I [...]
Credit Scores: VantageScore vs Fico
Posted byMost people are very familiar with the three credit bureaus—Experian, Equifax, and TransUnion—either because they have taken a loan out, purchased a home, or know that they should be checking their credit reports from each of these agencies once a year. On top of these credit reports, there is the FICO score, which is your [...]
Free Credit Monitoring from Credit Karma
Posted byCredit Karma just rolled out a free credit monitoring service. It’s currently in beta testing, so you need an invite to get access to the service. I asked Credit Karma if they’d be willing to give out some invites to the readers at My Dollar Plan, and they gave us 100 invites. (Thanks Credit Karma!) [...]
Credit Sesame Free Credit Score
Posted byCredit Sesame is another option if you are looking for ways to see your credit score for free without having to jump through hoops to cancel a trial service. How to Get Your Free Credit Score Sign up for Credit Sesame. No credit card required! Get your free credit score from Experian. See your credit [...]
Free Credit Score and Credit Report
Posted byIn case we decide to make an offer on the vacation home we’re considering, I’m getting everything lined up to apply for a mortgage (since they are at such attractive rates). I always like to know exactly what our credit reports and scores are so there are no surprises, especially since I use so much [...]
