Christmas is only 5 days away. If you are like me, some shopping is done but not all of it. The last few gifts sometimes turn into impulsive buying just to get the shopping done! Here’s some ideas to finish off the shopping without breaking the bank.
Gift Cards
A gift card is probably on the list for [...]
Time for a reader question! Feel free to send me questions on any personal finance topics. If I don’t know the answer, I’ll find it for you! This one comes to us from Janet:
Have you seen any good credit card offers lately?
Cashback, 0%, and signup bonuses all come to mind. There are others that are [...]
I recently discussed that we have $223,270 outstanding in credit card balances. The next logical question is how much in credit limits do we have to support this strategy? Over $1 million! $1,020,270 to be exact. The total includes credit cards and lines of credit.
I thought it would be a fun challenge to see if we [...]
In When Does the 0% Credit Card Really Expire? I stated that we had $58,980 on my American Express card. If that’s just one card, how much do we have total? And why?
$223,270. Yes, you read that correctly. However, it’s all at 0% and accounted for. It is actually making and saving us money! It [...]
As I flipped the calendar to December, I had a note that one of the intro rates on our credit cards expires this month. I have a balance of $58,980 on my IN:CHICAGO Card from American Express at 0%. I looked at the terms, which I store in an excel spreadsheet, and read the following: 0% through billing [...]
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