I love extreme, creative, personal finance. So when a reader, Joe, told me about his story on paying off not one, but two mortgages with credit cards at 0%, I couldn’t wait to share his story with you! Joe, who is 37 years old and married, says: I’ve used zero-fee, zero percent balance transfer offers [...]

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After Discover More rolled out the recent no fee 0% balance transfer a reader, Mark, and I had a great discussion about using the offer to extract money. Mark is planning to use the balance transfer for arbitrage (he’s considering purchasing CDs or investing in a stable bond fund) but wanted to know how to [...]

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Out with the old and in with the new. Just in time to replace one of our old 0% cards expiring soon is the new offer from Discover More for a 12 month 0% balance transfer with no balance transfer fee! As many of you know, leveraging no fee 0% balance transfers are one of [...]

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Happy New Year! It’s time to shuffle our wallets around to take advantage of 1st quarter 2012 cash rewards credit cards bonuses. Since many credit cards now offer cash back on a rotating quarterly schedule, we have to reorganize each quarter to make sure we get the best cash back. You know how it works: [...]

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Ready for a great way to ring in the new year: $300! Citi is back with another big sign up bonus to kick off 2012! It’s our last Free Money Friday celebration of the year! Citi is offering a $300 gift card bonus for the Citi Thank You Premier Card. How to Get Your $300 [...]

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