As I flipped the calendar to December, I had a note that one of the intro rates on our credit cards expires this month. I have a balance of $58,980 on my IN:CHICAGO Card from American Express at 0%. I looked at the terms, which I store in an excel spreadsheet, and read the following: 0% through billing [...]

Posted December 2, 2007 in Beginner, Credit cards, Debt | 4 Comments »

This weekend our local university hosted their annual ski and snowboard sale. It’s a great way to pick up new and used equipment at discounted prices. We will need to purchase skis for our kids soon and I want to make sure that we aren’t spending unnecessary money.
As with all things kids, the equipment is quickly outgrown and [...]

Posted December 2, 2007 in Beginner, Frugal | No Comments »

I often end up on subscription lists for various newsletters. One I noticed in my mailbox today was from Little Grad. It’s the Little Insights Newsletter. It had some great tips on energy savings:
College Saving Tip: Heating Water Energy
Consider installing a drain water waste heat recovery system. A recent DOE (Dept Of Energy) study showed [...]

Posted November 30, 2007 in Beginner, Frugal, Savings | 3 Comments »

It’s that time of year again… shopping, parties, presents, traveling, etc. One of my favorite promotions is My Wishlist by American Express. We have participated the last two years. It’s basically a sweepstakes, with a car as the top prize, but a really fun one! And the easy prizes, are what I’m always going for: [...]

Posted November 26, 2007 in Beginner, Frugal, Savings | No Comments »

Right, I know, people don’t snail mail stuff anymore. If you are like my house though, we do send a bunch of holiday cards to friends and family. Postage on those can add up quickly.

Posted November 16, 2007 in Beginner, Frugal | 2 Comments »