I have mentioned before that I have completed tax returns for Volunteer Income Tax Assistance (VITA). If your are wondering what it is all about, here’s more information about the program:

Posted December 14, 2007 in Beginner, Taxes by Madison | Comments?

Time for a reader question! Feel free to send me questions on any personal finance topics. If I don’t know the answer, I’ll find it for you! This one comes to us from Janet:
Have you seen any good credit card offers lately?
Cashback, 0%, and signup bonuses all come to mind. There are others that are [...]

Posted December 12, 2007 in Beginner, Credit cards, Debt by Madison | 1 Comment

Use a theme! Each person in our family has a designated holiday theme. Angels, snowmen, etc. This keeps the shopper in me in line, even when there are discounted decorations after the holidays. It used to be easy to get carried away, but now I have a rule that we can purchase one item in [...]

Posted December 4, 2007 in Beginner, Frugal by Madison | Comments?

As I flipped the calendar to December, I had a note that one of the intro rates on our credit cards expires this month. I have a balance of $58,980 on my IN:CHICAGO Card from American Express at 0%. I looked at the terms, which I store in an excel spreadsheet, and read the following: 0% through billing [...]

Posted December 2, 2007 in Beginner, Credit cards, Debt by Madison | 4 Comments

This weekend our local university hosted their annual ski and snowboard sale. It’s a great way to pick up new and used equipment at discounted prices. We will need to purchase skis for our kids soon and I want to make sure that we aren’t spending unnecessary money.
As with all things kids, the equipment is quickly outgrown and [...]

Posted December 2, 2007 in Beginner, Frugal by Madison | Comments?