Archive for the 'Beginner' Category


Finish Your Christmas Shopping Under Budget

Christmas is only 5 days away. If you are like me, some shopping is done but not all of it. The last few gifts sometimes turn into impulsive buying just to get the shopping done! Here’s some ideas to finish off the shopping without breaking the bank.
Gift Cards
A gift card is probably on the list for [...]


Volunteer Income Tax Assistance

I have mentioned before that I have completed tax returns for Volunteer Income Tax Assistance (VITA). If your are wondering what it is all about, here’s more information about the program:


Ten Tips for Holiday Shopping Online

Now that the holiday shopping season is in full swing, it’s time to search the Internet for the best prices on gifts. Here’s ten tips to save money while shopping. Combine the best price, cashback, and an online coupon and you can easily take 10% or more off the price! Here’s the strategies I like [...]


Find the Right Credit Card

Time for a reader question! Feel free to send me questions on any personal finance topics. If I don’t know the answer, I’ll find it for you! This one comes to us from Janet:
Have you seen any good credit card offers lately?
Cashback, 0%, and signup bonuses all come to mind. There are others that are [...]


Savings on Tree Trimmings and Holiday Decorations

Use a theme! Each person in our family has a designated holiday theme. Angels, snowmen, etc. This keeps the shopper in me in line, even when there are discounted decorations after the holidays. It used to be easy to get carried away, but now I have a rule that we can purchase one item in [...]


Join 1007 readers and subscribe! [?]
 Email Subscription