Use a theme! Each person in our family has a designated holiday theme. Angels, snowmen, etc. This keeps the shopper in me in line, even when there are discounted decorations after the holidays. It used to be easy to get carried away, but now I have a rule that we can purchase one item in [...]
As I flipped the calendar to December, I had a note that one of the intro rates on our credit cards expires this month. I have a balance of $58,980 on my IN:CHICAGO Card from American Express at 0%. I looked at the terms, which I store in an excel spreadsheet, and read the following: 0% through billing [...]
Inexpensive Sports Equipment
Posted byThis weekend our local university hosted their annual ski and snowboard sale. It’s a great way to pick up new and used equipment at discounted prices. We will need to purchase skis for our kids soon and I want to make sure that we aren’t spending unnecessary money. As with all things kids, the equipment is quickly outgrown [...]
Energy Savings Tips
Posted byI often end up on subscription lists for various newsletters. One I noticed in my mailbox today was from Little Grad. It’s the Little Insights Newsletter. It had some great tips on energy savings: College Saving Tip: Heating Water Energy Consider installing a drain water waste heat recovery system. A recent DOE (Dept Of Energy) [...]
