Archive for the 'Beginner' Category


Guide to Couponing

My New Years Resolution was to stop couponing. Why? Because I got so into it, I ended up spending way too much time on it. I also got some sort of mental block when I went to the store.
If it wasn’t on sale, super cheap, or free I couldn’t bring myself to buy it! We [...]


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Ten Easy Energy Savings Tips

I recently got a mailer from Power Tomorrow, a program that encourages a “greater energy-efficient commitment in our lives.” It broke down energy use by category:

The mailer also included some great energy savings tips. I’ve highlighted the easy ones here and added some additional ones:


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Free Online Efiling

In a recent carnival roundup, Steward mentioned that the IRS is offering free efiling for those who made less than $54,000 in 2007.
Here’s some details about the program from the IRS: 


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Why I Won’t Spend the Same Amount on the Kids

Save the guilt and the cash. Give the kids presents based on wants, needs, and the ability to give. Do not give based on meeting a price that was spent on their sibling. I realize this is probably an unpopular stance, as I’ve witnessed many families make sure that all the kids get equal amounts [...]


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Finish Your Christmas Shopping Under Budget

Christmas is only 5 days away. If you are like me, some shopping is done but not all of it. The last few gifts sometimes turn into impulsive buying just to get the shopping done! Here’s some ideas to finish off the shopping without breaking the bank.
Gift Cards
A gift card is probably on the list for [...]


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