The Best Cash Rewards Credit Cards

Why not earn cash rewards on your credit card purchases? Here’s a few of the cashback credit cards that we use. In addition, I’ve added some others that looked promising so you can choose the ones that best meet your needs.

I’ll keep this page current, so bookmark it and use it for reference anytime you need a new card!

I’ve highlighted some of the features, but please be sure to check all the terms and conditions before applying for any of them!

Chase Free Cash Rewards(SM) Visa® Card

• Earn 1 Point for Every Dollar in Purchases
• 1,000 Bonus Points with Your First Purchase
• Intro 0% Fixed APR for Up To 12 Months
• No Annual Fee
• Get Your Rewards with as Few as 2,500 Points
• Choose from Either a $25 Check or a $25 Gift Card/Certificate for Every 2,500 Points Earned

Chase Freedom(SM) Credit Card

• Receive $50 after You Make Your First Purchase
• 3% Cash Back in Your Top 3 Everyday Spending Categories
• 1% Cash Back for Every $1 You Spend on All Other Purchases
• Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards

Clear from American Express®

• No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
• 0% Intro APR for Up to 12 Months
• Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
• Pay in Full, or Carry a Balance
• Express Approval. Get a Decision in Less than 60 Seconds

Discover® More(SM) Card - Monogram

• Earn More Cash in More Ways Than Anyone Else(SM)*
• Unlimited Cash Rewards, Automatically
• Up to 20% Cashback Bonus® When You Shop Online*
• Double Rewards With More than 80 Cashback Bonus® Partners*
• 0% Intro APR*
• Choose Your Personalized Design
• *View Discover® Card Rates, Fees, Rewards, and Other Important Information

Discover® Motiva(SM) Card

• 5% to 20% Cashback Bonus® at Top Online Retailers*
• Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
• Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
• Free Payment by Phone or Online-Even on Your Payment Due Date
• Choose a Payment due Date That Meets Your Needs
• No Annual Fee
• Online Account Access
• *View Discover® Card Rates, Fees, Rewards, and Other Important Information

IberiaBank Visa® Gold Cash Back Rewards Card

• 1% Cash Back on Everything You Buy From Day One
• No limit on Cash Back; No Expiration for the Life of Your Account
• 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
• No Minimum to Redeem for Cash
• No Annual Membership Fee

One from American Express®

• Get $50 after Your First Purchase
• No Pre-Set Spending Limit
• Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
• Never Pay Interest on New Purchases
• The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
• No Annual Fee for the First Year - A $35 Savings
• Express Approval. Get a Decision in less than 60 Seconds

Added 4/10/2008
TrueEarnings® Card from Costco and American Express

• Earn Cash Back - 3% for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else, Including Costco
• No Annual Fee with Your Paid Costco Membership
• The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
• No Limit on the Cash Back Earned

This article is part of the Free Money Friday series! Each Friday my goal is to put more money in your pocket!

Article featured in: Money Hacks Carnival.

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