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My husband and I share all of our money. However, for the majority of our credit cards we don’t have joint accounts.
It’s not because we keep our credit card spending separate. Keeping individual credit cards allows us to maximize earnings on cash back, sign up bonuses, and everything else the credit cards have to offer.
Want to see it in action? Here is how we’re double dipping on our credit card accounts, which cards we keep separate and which cards we share.
Here are all the perks of keeping our credit cards in our individual names and avoiding joint accounts.
Here are a few of the cards we double dipped on:
We do have a few cards we share. Here are the situations we share cards and why.