Articles by Madison


Can You Have a 401k and an IRA at the Same Time?

Posted by Madison on April 24, 2019

A common misconception about IRAs – if you have a 401k at work, you can’t open an IRA. It’s false. You can contribute to an IRA and a 401k at the same time! Let’s take a closer look at investing in both an IRA and a 401k at the same time. Can You Have a […]

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2019 Roth IRA Limits and Roth 401k Limits Increase

Posted by Madison on March 11, 2019

The 2019 Roth IRA limits increased by $500 this year. The Roth 401k contribution limits also increased by $500. It’s time to adjust your contributions if you haven’t already! The 401k limits and IRA limits are determined based on inflation, but can only increase in $500 increments. The 2019 social security wage base increased by […]

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How Much Money Do You Have to Make to File Taxes?

Posted by Madison on February 20, 2019

How much money do you have to make to file taxes? What is the minimum income to file taxes? Let’s take a look at the requirements for the minimum income to file taxes in 2018 (and due in 2019). 2018 Minimum Income Requirements The IRS released the minimum income to file taxes in 2018. For […]

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Citi Double Cash 2% Cash Back Credit Card

Posted by Madison on May 25, 2018

I mentioned the Citi Double Cash card in our strategy for earning cash back on our mortgage payments Paying Bills with a Credit Card: No Fee via Plastiq and Masterpass. Citi Double Cash 2% Cash Back Credit Card The Citi Double Cash card is essentially a 2% cash back card. 2% cash back cards are […]

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Plastiq is offering free bill payments when you use your Masterpass account! We’ve covered how to use Plastiq to Pay Mortgage or Rent with a Credit Cards before. Typically, they charge a fee to use your credit card. Free Plastiq Bill Payments Right now, Plastiq payments of $500 or less are fee free! The current […]

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ABOC Platinum Rewards $150 Sign Up Bonus

Posted by Madison on May 11, 2018

I’m always on the lookout for new credit card sign up bonuses! The ABOC Platinum Rewards card caught my eye this week! The card has an easy $150 sign up bonus with a low spending requirement. These criteria are what makes up our list of Most Popular Credit Card Bonuses Last Year, so I’m guessing […]

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Project Fi $20 Bonus + $249 Credit on 2 Moto X4 Phones

Posted by Madison on April 26, 2018

Project Fi offers a $20 sign up bonus. Right now, they are also offering a $249 service credit when you buy 2 Moto X4 phones. It’s the equivalent of getting the phones for about $130 each, a great deal! I mentioned we were switching our cell phone service to Project Fi when we detoured for […]

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Earth Day is coming up and I’ve been waiting to share this offer! Arcadia Power is offering a $5 bonus when you sign up for their free clean wind energy program. The enrollment is quick and easy! Arcadia Power Once you enroll in Arcadia Power, you’ll get 50% of your energy from clean wind energy […]

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Earn 3-4% Cash Back Paying Your Taxes with a Credit Card

Posted by Madison on April 13, 2018

Every year we focus on ways to pay taxes with credit cards to earn cash back. If you have to meet the minimum spend for a Free Money sign up bonus, it’s easy to make money. When you are paying your taxes with a credit card using 2% cash back cards, the profit margin isn’t […]

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18 Tax Deductions for the Self Employed

Posted by Madison on April 12, 2018

Self employed tax deductions are an important part of offsetting your extra income when filing your federal tax return. For example, if you are flying for business, one of the 7 Commonly Overlooked Tax Deductions is baggage fees! An old business partner wanted to know what he needed to keep track of for his venture […]

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