When my fiancé, Paul, and I bought our first home last September, a co-worker of mine asked if we were going to use an escrow account or not. After shelling out tens of thousands of dollars, the thought of owing large tax bills in just a few months in the New Year made an escrow […]
Articles by Amanda
The time has come where many (including myself) will be making New Year’s Resolutions. But how many people actually attain the goals they set out to complete each year? According to Stephen Shapiro, author of Goal-Free Living, one in four people who make New Year’s Resolutions never succeed. Perhaps this is because people are lacking […]
Holiday Hangover Cures
Posted byI had such a wonderful holiday with my family in Pennsylvania. There were airports, bows and wrapping paper, smiles, music, toasts to good fortune and days past, special holiday movies and shows, candy canes, and everything in between. Now that the holidays are officially over, I must admit that I feel a little void where […]
I think there should be a song titled “The 12 days After Christmasâ€. What a fantastic time to purchase gifts for others or yourself, seasonal items for next year, and other great items at 50-75% off of the price these same products were just two weeks earlier! Retailers are very interested in getting you into […]
Both 2008 and 2009 have been hard years for charities, at the same time that more and more individuals are seeking charitable help for the first time. Let’s face it; even those of us with jobs have found ourselves scrimping more, perhaps running out of money at the end of the month, or cutting back […]
It is tradition in my family to purchase a gift for everyone. This includes grandparents, parents, siblings and their children, significant others, friends, etc. I love to purchase gifts throughout the year that fit each of the people on my list, and also to get great deals as sales come up seasonally. But year after […]
Do-it-Yourself (DIY) has become a new and exciting movement in the United States. Of course, for us frugal people, it’s been a core in our lives since we first made the realization that paying someone else usually comes with a premium. Below are three things that you can do for yourself at home in order […]
How to Score Big on Cyber Monday
Posted byI had one of the most fun and memorable holiday experiences several years ago. After a great Thanksgiving feast at my grandmother’s, my mother and I decided that we would bite the bullet and go together the next morning to shop on Black Friday. Neither of us had done so before, and we felt that […]
Frugal Ways to Celebrate the Holidays
Posted byWhat a fantastic time of year coming up; the weather has chilled from crisp to cold, the night comes upon us earlier so we feel more snuggly and more like hibernating at home, and generally we all have extra time off from work which means we can spend more time with the people whom we […]
Taxes—An Untapped Resource
Posted byYou know the drill: once or twice a month you get paid for the time that you have worked, minus a series of taxes that have been conveniently deducted out of your paycheck before you even receive it. Because you never get to deposit that money into your bank account, paying taxes may seem like […]