I work for the state of Texas and about once a year I get a statement from our Employment Retirement System. Each month I contribute 6.45% from my paycheck towards a pension and the state agency matches this contribution. Among other things, the most exciting part of the statement is the chart where it details [...]
Articles by Amanda
How to Avoid Foreclosure Scams
Posted byIn 4 Foreclosure Scams to Watch Out For we discussed some of the most prevalent foreclosure scams out there. But how are you supposed to avoid these scams, especially since at the time when you are being approached you are most likely feeling vulnerable and extremely eager to get out of your present situation? Below [...]
4 Foreclosure Scams to Watch Out For
Posted byWhere there is opportunity, there are people to take advantage of it. Unfortunately scammers take advantage of opportunity to the detriment of others. Opportunity to a scammer is when a person is vulnerable, overly hopeful of finding help, and so eager to get out of their current situation that they fail to fully research any [...]
Over the last few years, people have decreased their spending habits dramatically. The American Consumer went from a Personal Savings Rate of 1.2% in July 2008 to 5.0% in July 2011. Many industries saw their lowest sales figures of all time during the last three years, such as new car purchases, restaurants, and construction. An [...]
I opened up my credit card statement the other day and was surprised by one of the charges that I saw: $115 from AT&T. We get our high speed internet and cable from AT&T and have been quite happy with the service. The cost normally did not bother me because my husband’s company reimburses us for [...]




