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American Express Plum Credit Card

American Express offers some great cards and their Plum card [1] is designed to help people manage small businesses but it can also be a good option for personal users. That’s why it’s this week’s Free Money [2] Friday!

UPDATE: The cash back option on this card has expired. If you’re looking for a cash back card, please check out the Blue Cash Preferred Card from American Express [3].

American Express Terms and Conditions

  • Flexible Payment Options: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
  • $0 introductory annual fee for your first year, then $250.
  • No annual fee for Additional Cards

More on American Express Plum

Charge Card. This card is a charge card – you don’t pay interest because you must pay your balance in full each month.

Business Card. We frequently talk about how to get a business credit card as an individual. See the last time we detailed how [4] to apply as an individual.