American Express offers some great cards and their Plum card [1] is designed to help people manage small businesses but it can also be a good option for personal users. That’s why it’s this week’s Free Money [2] Friday!
UPDATE: The cash back option on this card has expired. If you’re looking for a cash back card, please check out the Blue Cash Preferred Card from American Express [3].
American Express Terms and Conditions
- Flexible Payment Options: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
- $0 introductory annual fee for your first year, then $250.
- No annual fee for Additional Cards
More on American Express Plum
Charge Card. This card is a charge card – you don’t pay interest because you must pay your balance in full each month.
Business Card. We frequently talk about how to get a business credit card as an individual. See the last time we detailed how [4] to apply as an individual.