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	<title>Comments on: American Express $100 Gift Card</title>
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	<link>http://www.mydollarplan.com/american-express-100-gift-card/</link>
	<description>finance. money. action.</description>
	<lastBuildDate>Fri, 20 Nov 2009 12:02:44 -0600</lastBuildDate>
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		<title>By: Madison</title>
		<link>http://www.mydollarplan.com/american-express-100-gift-card/#comment-7626</link>
		<dc:creator>Madison</dc:creator>
		<pubDate>Sun, 08 Feb 2009 20:07:18 +0000</pubDate>
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		<description>@ DSDM: I&#039;ve often signed up for a card, used it to get the bonus, then canceled it (if there was an annual fee). While one card doesn&#039;t do much harm to a credit score, it is something you have to consider. 

I always make sure to pick and choose whether or not it&#039;s worth it. For example, if I was planning to buy a new house soon, I would skip it.</description>
		<content:encoded><![CDATA[<p>@ DSDM: I&#8217;ve often signed up for a card, used it to get the bonus, then canceled it (if there was an annual fee). While one card doesn&#8217;t do much harm to a credit score, it is something you have to consider. </p>
<p>I always make sure to pick and choose whether or not it&#8217;s worth it. For example, if I was planning to buy a new house soon, I would skip it.</p>
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		<title>By: DSDM</title>
		<link>http://www.mydollarplan.com/american-express-100-gift-card/#comment-7617</link>
		<dc:creator>DSDM</dc:creator>
		<pubDate>Fri, 06 Feb 2009 15:33:50 +0000</pubDate>
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		<description>This sort of thing is tempting, since I usually have at least $500 on my credit card by the end of the month.  The thing is I don&#039;t need/want multiple credit cards, and isn&#039;t having too many cards a red flag that damages your credit score?  And if I signed up for it, used it for a month, got my gift card, and then canceled the card, doesn&#039;t that hurt your score too?</description>
		<content:encoded><![CDATA[<p>This sort of thing is tempting, since I usually have at least $500 on my credit card by the end of the month.  The thing is I don&#8217;t need/want multiple credit cards, and isn&#8217;t having too many cards a red flag that damages your credit score?  And if I signed up for it, used it for a month, got my gift card, and then canceled the card, doesn&#8217;t that hurt your score too?</p>
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