Sorry, this giveaway is over. However, if you want to buy gift cards for a fraction of their value, check out Plastic Jungle! You can even sell or swap your existing gift cards, too.

Introducing the Free Money Friday series! I’m always checking out ways to get free money! So far we’ve covered MyPoints, Upromise, ING bonuses, and cash back gas credit cards.

Since these have all proven to be very popular topics, it’s clear that you like free money too! I’m launching a new series that will bring you a free money find each Friday!

Let’s kick it off today with a giveaway! One lucky reader will be the proud new owner of a SmartyPig gift card.

The Giveaway

I like giveaways that are really easy, so it’s easy to enter… just leave a comment with a money saving tip that you’ve used recently.

In addition, if you have your own site, and would like an additional entry, all you have to do is link back to this article. (Send me an email to let me know.)

The winner will be selected by a random number generator on Friday April 4 at 1 pm central time.

What’s SmartyPig?

If you are interested in the giveaway, you probably want to know what SmartyPig is all about.

SmartyPig is a new creative online savings account earning 4.3% (FDIC insured). When you open an account for free, you specify a goal between $250 and $100,000. When you reach your goal, you turn the money in the account into a Mastercard debit card.

Unfortunately, if you want to save for a goal like a car or down payment on a house, it wouldn’t work out very well since it would be hard to use a debit card for a purchase like that. Be sure that if you open an account you understand how to redeem the money in your account!

If you shop at some of the partners, like Amazon or Home Depot, you can redeem your funds for a gift card to the retailer with a bonus up to 5%. This is where you could come out ahead of an ING account. Read more about SmartyPig via the FAQ and terms and conditions.

Thanks to SmartyPig for providing the $50 gift card for one lucky reader!

Now it’s time to share your money saving tip!

Update: The Giveaway has ended. Find out the Winner of the $50 SmartyPig Gift Card!

This article is featured in: Money Hacks Carnival #6 – Famous Hackers Edition.






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Comments to $50 SmartyPig Gift Card Giveaway

  1. I used my money saving tip about an hour ago: use the bathroom at work, not at home. The savings can be substantial, as I’ve outlined here:

    http://stupidmoneyhacks.com/?p=4

    Happy flushing!

    Mr. Stupid

    Mr. Stupid

  2. here’s a money saving tip:

    lower your electricity bills by stocking your fridge with water bottles. The less empty space you have in your fridge, the less cold air will escape whenever you open it.

    Investing & Passive Income

  3. A great money saving tip is bringing your lunch to work. It can save you about $10-$20 a week. If you add that up, it comes down to saving at least $520 a year. That is alot of money that can be going towards debt or just to a savings account.

    Christine

  4. Have 1/4″ sheets of plexi cut to the size of your windows; during the winter install on the inside of your windows with an airgap (created by using foam insulation strips) in between. Use wood strips, whatever, to hold in place. REALLY minimizes loss of heat AND is a great sound barrier!

    stngy1

  5. Count me in!
    My tip: get an account with Brring.com. They give you a phone number that automatically forwards to your normal number. Each time someone calls your Brring number, they’ll hear a 5-second ad – and YOU’ll get paid. I LOVE IT! It may not be much, but it makes me laugh whenever telemarketers call and I’m making money off them!

    CheeseEverywhere

  6. I like the idea of waiting at least 30 days before making major purchasing decisions.

    It is great at helping me truly think about if I need it or sould buy somethhing.

    Brian

  7. My electric bill for the month of February was $2.53. Earlier this heating season I had a Climate Energy freewatt System installed. It’s a combined heat and power system for the home and it saves a bundle on electricity.

    MITBeta @ Don’t Feed The Alligators

  8. My wife and I save money everyday by using cell phone and skipping the land line. :)

    Patrick

  9. I’m traveling to Japan soon and in order to squeeze more money for my trip and compensate for the miserable USD to JPY exchange rate, I started a 30-day challenge called “A Dollar A Day”. In order to keep myself going, I also blog about my progress. Today’s the 19th day and is still going strong! Come visit and support me if you like :)

    dreamfool @ A Fools’ Dream

  10. A tip for lowering your a/c bill-During the spring and fall, if you don’t have a programmable theromstat, turn off the a/c completely and open up your windows. This is simple, but if you do it everyday you can go quite some time without having to run it, and get some fresh air in the process as well.

    RC@ThinkYourWayToWealth

  11. My money saving tip is that we empty our pockets every day and put any and all change in a jar. We have a “spend no coins” rule in our household. If we must spend money we always use cash and we always drop the change in a jar.

    We keep a running “guess” as to how much we have accumulated! The person with the closest guess come holiday time 2008 gets a week off from normal household chores ;)

    Natalee A.

  12. I called my student loan company to see if there was anything I could do to reduce my interest rate. Having them auto-debit the minimum drops the rate a quarter of a percent.

    sara l

  13. I recently signed up for a library card. I’m savings anywhere from 30 to 50 dollars a month on book and DVD expenses!

    Sarah

  14. My tip is to shop online with Ebates, then use PriceProtectr to take advantage of any price reduction.

    Another tip, which I am writing about later this week is save to buy what you want instead of putting it on a credit card or an installment plan.

    Pinyo

  15. I hang my clothes out to dry whenever the weather permits! Last summer, I totally offset my air conditioning bill by choosing not to use my dryer.

    Not only did it save me money, but I really enjoy being out in the fresh air!

    Bekki

  16. Call everyone you pay a bill to and ask them for lower rates. This can be applied to cell phones, cable, internet, credit cards, loans, etc.

    Tom

  17. Grab up all the old DVDs, Books, and CDs in your house that you don’t use anymore and sell them on the secondary market. Take that money and stick it in an interest bearing savings account (like SmartyPig).

    Great contest!

    PT

  18. Hello! My money saving tip is to match coupons with sales, stockpile the bargains and eating from your fridge or pantry.

    Grace

  19. Here’s my money-saving tip: I almost never buy books. If I see a book I really like, I try to get it through my college library. If they don’t have it, I get it through the free inter-library book loan system, which has pretty much everything. :) I also check the “books” section of my local craigslist on a daily basis – sometimes it has ridiculously good deals. :D

    GL

  20. My money saving tip: Use Freecycle.org to find the things you need. I found an old blender for a project and saved myself at least $15. If you can do this consistently, your savings could be astronomical.

    lpkitten

  21. hmm my money saving tip…I have many…but…
    My best tip is TALK!! Talk about how you’re saving money.. and what you’re doing.. This past week alone I talked about getting chickens… Someone offered all FREE nesting boxes and feeders.. I talked to my friend who works at the grocery store about the rising costs of food.. and how I was making my own bread… He came to my home with 15 loaves of bread!! The store was going to throw them away because they were “mismarked” GASP!!

    don’t be shy about frugality!!

    Just a Flipflop Mom

  22. My “tip”: you can often use half the amount of detergent that’s “recommended” and still get your clothes clean.

    Jane

  23. My little “tip” to add will be to make transfers from your paycheck to savings into a “bill.” The way I see it, my automatic savings plan (Very useful, really!) is like paying a bill, only I’m paying it to myself. Treating the money this way discourages using it for any other reason other than to put it into savings.

    Foxie

  24. This is a money saving tip for me. I stay in office to have lunch two – three times a week. Cuts down on my gas. and with the prices these days…

    Amy

  25. My tip – I take a reusable bag to the grocery store that will hold just the items on my list. That way I’m not tempted to buy something I don’t actually need. :)

    deepali

  26. To save money, I put all my change in my piggy bank everyday I make a cash purchase. However, when I use my debit card I round up the charge to the next dollar and recorded in a little note book I have. Then at the end of the month I reconcile the money and deposit all the “change” left over from the debit card transactions!Kind of like BOA does with keep the change program except I have an ING account.I’ve saved over $50 over the past two months!!

    Yackie

  27. Since I don’t keep my monthly budget with me, once I’ve paid the bills I jot down what I have left for each section (gas, groceries, eating out) in a small left hand column in my checkbook and update it as I spend. Now I can quickly peek in my wallet to see if I’m ‘allowed’ to go out for dinner, or whether I’d better find something to make at home…it’s been very handy and a ‘splurge’ saver.

    Jennifer

  28. I’d love a SmartyPig giftcard.
    To save money I just started doing laundry and dishes after 8 pm or before 10 am. This is saving me only $5/month, but every little bit helps!

    Christin

  29. My husband and I are doing this tip as I type! We borrowed a dvd from a friend instead of renting or buying and had a little snack from our own fridge! Way cheaper than using gas to drive to the theater/rental place, paying for a movie, and paying for a snack. Plus I get to check out all the cool blogs as the movie plays! (I’m a multi-tasker.)

    Rachel

  30. One of my new favorite money saving tips is to complete a family meal plan. This not only saves money by not scrambling at the last minute and busting the budget on take out, but also saves on the stress in busy families!

    I’ve just recently started a SmartyPig goal to help furnish our new home! A gift card would be super…

    NH Mom of 3

  31. Great tips everyone! Thanks for participating. The contest has now ended.

    Madison


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