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	<title>Comments on: 30 Money Saving Tips</title>
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	<description>because money doesn&#039;t grow on trees</description>
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		<title>By: Janice</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-81666</link>
		<dc:creator>Janice</dc:creator>
		<pubDate>Sun, 27 Mar 2011 02:27:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-81666</guid>
		<description>If you&#039;re worried about roaming fees or any out of area calling while you&#039;re on vacation, I suggest you think about carrying a prepaid cell phone with you - its what I do. Anytime my family travels, I always make sure to carry a dependable prepaid phone with me for the just in case and it has to be something on a really good network. The best I&#039;ve found so far is Straight Talk (sold at Walmart) that runs on both the Verizon and ATT networks and I&#039;ve found the service solid everywhere. The price for their cheapest plan - $30 for 1k use - isn&#039;t the cheapest out there, but it worth paying $10 more to know you have the reception you might need when travelling.</description>
		<content:encoded><![CDATA[<p>If you&#8217;re worried about roaming fees or any out of area calling while you&#8217;re on vacation, I suggest you think about carrying a prepaid cell phone with you &#8211; its what I do. Anytime my family travels, I always make sure to carry a dependable prepaid phone with me for the just in case and it has to be something on a really good network. The best I&#8217;ve found so far is Straight Talk (sold at Walmart) that runs on both the Verizon and ATT networks and I&#8217;ve found the service solid everywhere. The price for their cheapest plan &#8211; $30 for 1k use &#8211; isn&#8217;t the cheapest out there, but it worth paying $10 more to know you have the reception you might need when travelling.</p>
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		<title>By: Ed</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-28767</link>
		<dc:creator>Ed</dc:creator>
		<pubDate>Fri, 10 Dec 2010 21:37:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-28767</guid>
		<description>Great tips, I follow a few of them myself. The one I always follow is #5 and #10.

I never buy without thinking it over for a while. Once I think I usually realize I can put it off or I don&#039;t really need it.

Also, saving my change everyday really adds up. Just last year before Christmas I cashed it in at my bank and was shocked to find I have saved more than $700 throughout the year. I&#039;m looking for that amount again this year I hope,</description>
		<content:encoded><![CDATA[<p>Great tips, I follow a few of them myself. The one I always follow is #5 and #10.</p>
<p>I never buy without thinking it over for a while. Once I think I usually realize I can put it off or I don&#8217;t really need it.</p>
<p>Also, saving my change everyday really adds up. Just last year before Christmas I cashed it in at my bank and was shocked to find I have saved more than $700 throughout the year. I&#8217;m looking for that amount again this year I hope,</p>
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		<title>By: John Saves Money</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-20035</link>
		<dc:creator>John Saves Money</dc:creator>
		<pubDate>Thu, 21 Oct 2010 19:04:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-20035</guid>
		<description>Re: #28. I wish I knew how much energy cost at different times. Is there any way to find out?</description>
		<content:encoded><![CDATA[<p>Re: #28. I wish I knew how much energy cost at different times. Is there any way to find out?</p>
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		<title>By: 18 Means for Living Below Your Means &#124; Infinitepersistence&#039;s Blog</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-15482</link>
		<dc:creator>18 Means for Living Below Your Means &#124; Infinitepersistence&#039;s Blog</dc:creator>
		<pubDate>Wed, 08 Sep 2010 00:18:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-15482</guid>
		<description>[...] Borrow and share.  Everyone wins! – “We borrowed a DVD from a friend instead of renting or buying and had a little snack from our own fridge!  Way cheaper than using gas to drive to the theater/rental place, paying for a movie, and paying for a snack.” – via My Dollar Plan [...]</description>
		<content:encoded><![CDATA[<div style="color:#175179;font-weight:bold;">
<p>[...] Borrow and share.  Everyone wins! – “We borrowed a DVD from a friend instead of renting or buying and had a little snack from our own fridge!  Way cheaper than using gas to drive to the theater/rental place, paying for a movie, and paying for a snack.” – via My Dollar Plan [...]</p>
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		<title>By: Money Saving Ideas</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-15064</link>
		<dc:creator>Money Saving Ideas</dc:creator>
		<pubDate>Wed, 01 Sep 2010 01:05:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-15064</guid>
		<description>#23 Make savings a bill is definitely tops on my list of saving tips but I call it paying yourself first.</description>
		<content:encoded><![CDATA[<p>#23 Make savings a bill is definitely tops on my list of saving tips but I call it paying yourself first.</p>
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		<title>By: Lovely</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-11684</link>
		<dc:creator>Lovely</dc:creator>
		<pubDate>Thu, 20 May 2010 10:55:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-11684</guid>
		<description>I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits. 

Here are some things I’ve done to help change my spending habits:

-	Cooking more at home  Eating out is very expensive especially if you do it a couple times a week
-	Shopping online  You can find better deals than in the store and you save on gas (I recommend http://www.shoptivity.com) 
-	Paying the full balance on credit cards each month   Interest charge is like giving away free money
-	Don’t forget to pay yourself  Set up an online savings account (they pay higher interest than a normal savings account)
-	Setting a budget and goals  It’s good to have your goals written down so you see them everyday and don’t lose focus on your ultimate objectives

Again, saving money requires a lot of patience and hard work. However, you’ll thank yourself later on in life. Good luck everyone!! =)</description>
		<content:encoded><![CDATA[<p>I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits. </p>
<p>Here are some things I’ve done to help change my spending habits:</p>
<p>-	Cooking more at home  Eating out is very expensive especially if you do it a couple times a week<br />
-	Shopping online  You can find better deals than in the store and you save on gas (I recommend <a href="http://www.shoptivity.com" rel="nofollow">http://www.shoptivity.com</a>)<br />
-	Paying the full balance on credit cards each month   Interest charge is like giving away free money<br />
-	Don’t forget to pay yourself  Set up an online savings account (they pay higher interest than a normal savings account)<br />
-	Setting a budget and goals  It’s good to have your goals written down so you see them everyday and don’t lose focus on your ultimate objectives</p>
<p>Again, saving money requires a lot of patience and hard work. However, you’ll thank yourself later on in life. Good luck everyone!! =)</p>
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		<title>By: premium finance</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-11365</link>
		<dc:creator>premium finance</dc:creator>
		<pubDate>Fri, 07 May 2010 08:52:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-11365</guid>
		<description>Great!! useful Money Saving Tips!! thumbs up!!</description>
		<content:encoded><![CDATA[<p>Great!! useful Money Saving Tips!! thumbs up!!</p>
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		<title>By: John &#124; MoneySavingTips.org</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-11094</link>
		<dc:creator>John &#124; MoneySavingTips.org</dc:creator>
		<pubDate>Sun, 25 Apr 2010 19:31:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-11094</guid>
		<description>I like #15 Just ask. It&#039;s amazing how many times I&#039;ve gotten a deal just by asking.</description>
		<content:encoded><![CDATA[<p>I like #15 Just ask. It&#8217;s amazing how many times I&#8217;ve gotten a deal just by asking.</p>
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		<title>By: Anna</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-5831</link>
		<dc:creator>Anna</dc:creator>
		<pubDate>Fri, 31 Oct 2008 03:12:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-5831</guid>
		<description>Hello. I found this site today and liked it a lot. That&#039;s why I want to add my own 2 cents.

The money-saving ideas above are good, assuming that most people overspend and overuse and have lots of free time to mess with curtains and pennies. But that&#039;s not so. 

If you stick with a saving-money quest long enough (by choice or not), you realize that it is costing you in your time, attention, energy, options, etc. There are good reasons why certain things were invented and why some businesses still exist.

Here is one extreme example: you can save money by making your own clothes from your own yarn. You can make your own yarn by saving some animal hair (from your nice neighbor&#039;s dog). You can fix your worn clothes with threads pulled from your unusable clothes... 

This idea could qualify as a money-saving tip, but who would want to do it?

The tip #3 on the list I liked the most because it is very original and it could potentially bring in new money, but, unfortunately, at the expense of other people&#039;s time. I won&#039;t do it.

So, my point is, I am looking for ideas better than that. How about a contest for the best money-saving idea?</description>
		<content:encoded><![CDATA[<p>Hello. I found this site today and liked it a lot. That&#8217;s why I want to add my own 2 cents.</p>
<p>The money-saving ideas above are good, assuming that most people overspend and overuse and have lots of free time to mess with curtains and pennies. But that&#8217;s not so. </p>
<p>If you stick with a saving-money quest long enough (by choice or not), you realize that it is costing you in your time, attention, energy, options, etc. There are good reasons why certain things were invented and why some businesses still exist.</p>
<p>Here is one extreme example: you can save money by making your own clothes from your own yarn. You can make your own yarn by saving some animal hair (from your nice neighbor&#8217;s dog). You can fix your worn clothes with threads pulled from your unusable clothes&#8230; </p>
<p>This idea could qualify as a money-saving tip, but who would want to do it?</p>
<p>The tip #3 on the list I liked the most because it is very original and it could potentially bring in new money, but, unfortunately, at the expense of other people&#8217;s time. I won&#8217;t do it.</p>
<p>So, my point is, I am looking for ideas better than that. How about a contest for the best money-saving idea?</p>
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		<title>By: 18 Means of Living Below Your Means &#124; Marc and Angel Hack Life</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-5458</link>
		<dc:creator>18 Means of Living Below Your Means &#124; Marc and Angel Hack Life</dc:creator>
		<pubDate>Mon, 20 Oct 2008 11:26:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-5458</guid>
		<description>[...] Borrow and share.  Everyone wins! – “We borrowed a DVD from a friend instead of renting or buying and had a little snack from our own fridge!  Way cheaper than using gas to drive to the theater/rental place, paying for a movie, and paying for a snack.” – via My Dollar Plan [...]</description>
		<content:encoded><![CDATA[<div style="color:#175179;font-weight:bold;">
<p>[...] Borrow and share.  Everyone wins! – “We borrowed a DVD from a friend instead of renting or buying and had a little snack from our own fridge!  Way cheaper than using gas to drive to the theater/rental place, paying for a movie, and paying for a snack.” – via My Dollar Plan [...]</p>
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		<title>By: save money tips</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-4797</link>
		<dc:creator>save money tips</dc:creator>
		<pubDate>Sun, 14 Sep 2008 20:04:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-4797</guid>
		<description>Heh. Love the &quot;use the bathroom at work, not at home tip&quot;.

There was a guy at my last job that I swore was smuggling toilet paper home from the company restroom.

&lt;abbr&gt;&lt;em&gt;save money tips&#8217;s last post: &lt;a href=&quot;http://billeater.com/money-saving-tips/stories/69/dont_wash_your_car_at_hometake_it_to_a_car_wash.html&quot; rel=&quot;nofollow&quot;&gt;don&#039;t wash your car at home...take it to a car wash&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>Heh. Love the &#8220;use the bathroom at work, not at home tip&#8221;.</p>
<p>There was a guy at my last job that I swore was smuggling toilet paper home from the company restroom.</p>
<p><abbr><em>save money tips&rsquo;s last post: <a href="http://billeater.com/money-saving-tips/stories/69/dont_wash_your_car_at_hometake_it_to_a_car_wash.html" rel="nofollow">don&#8217;t wash your car at home&#8230;take it to a car wash</a></em></abbr></p>
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		<title>By: Chris at prepaid cell phones</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-4654</link>
		<dc:creator>Chris at prepaid cell phones</dc:creator>
		<pubDate>Wed, 03 Sep 2008 06:01:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-4654</guid>
		<description>This is one of the best lists on money saving I&#039;ve seen in a long time.  It was a nice surprise landing here on a search for prepaid cell phones!  Funny.  My favorite is your advice on keeping water bottles in the fridge to keep less cold air from escaping.  I&#039;d never thought of that.  This is something that will come in handy as my electrical bill has gone up by a third in these hot summer months.  take care.

&lt;abbr&gt;&lt;em&gt;Chris at prepaid cell phones&#8217;s last post: &lt;a href=&quot;http://prepaidcellphonesguide.com/2008/08/25/verizon-prepaid-cell-phones-review/&quot; rel=&quot;nofollow&quot;&gt;Verizon Prepaid Cell Phones Review&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>This is one of the best lists on money saving I&#8217;ve seen in a long time.  It was a nice surprise landing here on a search for prepaid cell phones!  Funny.  My favorite is your advice on keeping water bottles in the fridge to keep less cold air from escaping.  I&#8217;d never thought of that.  This is something that will come in handy as my electrical bill has gone up by a third in these hot summer months.  take care.</p>
<p><abbr><em>Chris at prepaid cell phones&rsquo;s last post: <a href="http://prepaidcellphonesguide.com/2008/08/25/verizon-prepaid-cell-phones-review/" rel="nofollow">Verizon Prepaid Cell Phones Review</a></em></abbr></p>
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		<title>By: sherry@sherrylove.net</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-3601</link>
		<dc:creator>sherry@sherrylove.net</dc:creator>
		<pubDate>Sun, 15 Jun 2008 20:21:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-3601</guid>
		<description>Hang out clothes to dry?

I thought I was the only one doing this. My dryer has just broken down 3 weeks ago and I have been thinking about purchasing a new dryer. We have been hanging our clothes in the backyard to dry. It took a little longer to dry but hey, I don&#039;t have to do anything. I just got my gas bill back 2 days ago and it was 15% lower than normal. I saved about 11$/month which adds up to about 132$ a year. We can put that into our credit card debt and mortgage. Every penny counts.</description>
		<content:encoded><![CDATA[<p>Hang out clothes to dry?</p>
<p>I thought I was the only one doing this. My dryer has just broken down 3 weeks ago and I have been thinking about purchasing a new dryer. We have been hanging our clothes in the backyard to dry. It took a little longer to dry but hey, I don&#8217;t have to do anything. I just got my gas bill back 2 days ago and it was 15% lower than normal. I saved about 11$/month which adds up to about 132$ a year. We can put that into our credit card debt and mortgage. Every penny counts.</p>
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		<title>By: chris</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-3026</link>
		<dc:creator>chris</dc:creator>
		<pubDate>Thu, 15 May 2008 15:09:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-3026</guid>
		<description>I&#039;ve thought of a new way to save more money at the grocery store.  Before when I would find a coupon online, I would print it and use it.  Recently the bright idea of printing the coupons and then copying them came to mind.   Most websites with grocery coupons will only let you print them once and then you&#039;ll have to wait until they say you can print again.  Well now, I print the coupons and make a couple of copies for the next time I need them and keep them till they expired.  I make copies of the coupons for things I buy everytime I go to the grocery store and that way I can compound my savings.  Last week I saved $18 dollars off my grocery bill.  Not much but I&#039;d much rather have that money in my pocket than in Wal-mart&#039;s.

For more money saving tips check my blog

www.savethatmoney.blogspot.com</description>
		<content:encoded><![CDATA[<p>I&#8217;ve thought of a new way to save more money at the grocery store.  Before when I would find a coupon online, I would print it and use it.  Recently the bright idea of printing the coupons and then copying them came to mind.   Most websites with grocery coupons will only let you print them once and then you&#8217;ll have to wait until they say you can print again.  Well now, I print the coupons and make a couple of copies for the next time I need them and keep them till they expired.  I make copies of the coupons for things I buy everytime I go to the grocery store and that way I can compound my savings.  Last week I saved $18 dollars off my grocery bill.  Not much but I&#8217;d much rather have that money in my pocket than in Wal-mart&#8217;s.</p>
<p>For more money saving tips check my blog</p>
<p><a href="http://www.savethatmoney.blogspot.com" rel="nofollow">http://www.savethatmoney.blogspot.com</a></p>
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		<title>By: &#187; Festival of Frugality #121- Tax Day! on the Festival of Frugality</title>
		<link>http://www.mydollarplan.com/30-money-saving-tips/#comment-2493</link>
		<dc:creator>&#187; Festival of Frugality #121- Tax Day! on the Festival of Frugality</dc:creator>
		<pubDate>Tue, 15 Apr 2008 10:59:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.mydollarplan.com/?p=369#comment-2493</guid>
		<description>[...] My Dollar Plan:  30 Money Saving Tips [...]</description>
		<content:encoded><![CDATA[<div style="color:#175179;font-weight:bold;">
<p>[...] My Dollar Plan:  30 Money Saving Tips [...]</p>
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