This month our most popular finance tips were tips for new grads, student loan forgiveness, important papers for unmarried couples, making a Roth conversion to avoid tax, an application spree, diversification of income and making sense of interest rates. If you missed the most popular finance tips this month, here’s a quick overview: This Month’s […]
Archive for May, 2015
How to Make Early Roth IRA Withdrawals
Posted byThe ability to use early Roth IRA withdrawals is an integral part of any early retirement plan. Roth IRAs allow for much more flexibility when it comes to early withdrawals than a traditional IRA. We’ve integrated the option to use retirement funds since I left my corporate job many years ago. Now that my husband […]
For the rest of time, the debate between buying a home versus renting will never be solved. This is because everyone has a unique set of circumstances and as a result, makes the decision a personal one. But let’s say that you do decide to buy a house. Do you know all of the costs […]
Last time I updated the quarterly 5% Rotating Cash Rewards Credit Cards MDP Reader Krial pointed out that the Sallie Mae card from Barclaycard was missing. Krial said: It has 5% gas, 5% groceries, and 5% bookstore (Amazon) year-round (with monthly caps). We tend to rack up more cash back on that card than any […]
After the big American Express Platinum 150,000 Point Sign Up Bonus when you spend $20,000 in 3 months, MDP reader Pete asked “But how do you spend $20,000 in three months?” Great question Pete! It’s obvious for a gigantic spending requirement like that we would all need some sort of plan to “spend” that much […]
I recently finished another application spree! I usually try to plan 3-4 application sprees a year to take advantage of sign up bonuses. I sign up for a handful of my favorite credit card sign up bonuses at the same time. It’s not for everyone, and it has to be done very carefully; but if […]
We all know when an item we purchased drops in price, we’re supposed to head back to the merchant and ask for a price adjustment. But if you are like me… it rarely gets done! Now there’s a new company, Paribus, that gets you your money back with almost no interaction on your part. I’m […]
Free American Airlines 1,000 Bonus Miles
Posted byAs the summer travel season starts up soon, here’s a quick way to earn 1,000 American Airlines AAdvantage bonus miles. American Airlines is giving out free miles as part of a sweepstakes to win two First Class round-trip tickets. The miles were quick and easy to earn. It’s Free Money Friday! How to Get Your […]
American Express is giving out a huge 150,000 point sign up bonus. This deal expires tomorrow, so I wanted to celebrate Free Money Friday early to make sure you get a chance to take advantage of this deal today! The spending requirements are steep and the annual fee is outrageous, but after doing the math […]
Your wedding day can be the best day of your life filled with memories shared with your friends, family, and most importantly, your new spouse. But the expenses for the day can quickly add up, and if you don’t stick to your budget, you can end up over your head in costs. Follow these simple […]