Over the last few years, people have decreased their spending habits dramatically. The American Consumer went from a Personal Savings Rate of 1.2% in July 2008 to 5.0% in July 2011. Many industries saw their lowest sales figures of all time during the last three years, such as new car purchases, restaurants, and construction. An […]
Archive for 2011
I opened up my credit card statement the other day and was surprised by one of the charges that I saw: $115 from AT&T. We get our high speed internet and cable from AT&T and have been quite happy with the service. The cost normally did not bother me because my husband’s company reimburses us for […]
Tax Loss Harvesting
Posted byTax loss harvesting can be an effective means of managing your taxes using your investment portfolio. While the practice should be managed with care, when done correctly, it can have a dramatic impact on your tax bill. The timing of tax loss harvesting is a crucial element – there are various rules that must be […]
Free $10 from FourSquare
Posted byFoursquare & American Express are teaming up to offer a really cool Free Money offer similar to the American Express Small Business Saturday offer! The free $10 should come in handy as you finish up your last minute shopping over the next few days! How to Get Your $10 Download the foursquare app to your […]
Shopping Amazon today? This Mastercard deal for Amazon will come in handy! Today Mastercard is offering $20 off ($10 at a time) at Amazon! We are squeezing in lots of holiday Free Money offers and shopping this week! How to Get Your First $10 Shop at Amazon.com today. Make a $100 purchase from the Mastercard […]
How to Make Holiday Gift Baskets
Posted byThe gift basket is a longtime favorite for holiday gifts. They’re a great way to give a family gift, which is one of my favorite ways to save money on holiday gifts. You can make the basket as small or large as you want, including small “filler” items as a way to give more for […]
Serve $10 Sign Up Bonus
Posted byHere’s some more free holiday money from American Express, via Serve. Serve is a digital payments platform that helps you send and receive funds – a great way to pay your friends back when they’ve spotted you a few bucks! The easy $10 from Serve is our Free Money Friday offer this week. How to Get […]
Since I took on the no gift card challenge, my holiday shopping got just a bit more complicated! Of course, a lot of the holiday stress we face is self inflicted… Amid the flurry of holiday parties, shopping, and all of our holiday traditions, we took some time out for a stress free adventure: making […]
It’s easy to give a gift card. I know. I do it all the time. But could this be the year you actually give gifts instead of gift cards? I’m a sucker for gift dard deals too, but the reality is that gift card recipients don’t use the gift cards, they exchange them for cash. […]
I love buying books as gifts for holidays and birthdays. They last forever, you can find one for any audience, and it’s easy to spend as much or as little as you please. If you’re having a hard time finding gifts for people on your list this holiday season, check out the ultimate book gift guide below. […]