This week we got a tip from a reader, Dimitar, on a great Free Money Friday offer. Dimitar found a $100 bonus to Sovereign Bank when you open a new checking account. How to Get Your Sign Up Bonus Visit Sovereign Bank or a Sovereign branch to open a new checking account with a minimum [...]
Start planning! The IRS just released the 2010 Roth IRA limits and Roth 401k contribution limits. The 401k limits and IRA limits will remain the same in 2010. I highlight the Roth IRA and the Roth 401k because they are my favorite retirement plans; limits for traditional 401ks and IRAs will also remain unchanged in [...]
Wouldn’t you know it, the day the Dow decides to cross 10,000, I have a chunk of money sitting on the sidelines. It wasn’t intentional, as I don’t believe in timing the market; it was the result of moving some money around. I was moving our solo 401k from Fidelity to Vanguard. At the same [...]
Do you need a traditional retail bank? Until recently this might have been an odd question. Bank failures, government bailouts and increased fees are causing many people to stop and think about their choice of bank. In this day of direct deposit, ubiquitous ATM’s and increased competition some people are realizing that all of their [...]
Solo 401k or a SEP-IRA, which one is the best retirement plan for the self-employed? When I told you about my struggles with my Solo 401k contribution at Fidelity, Lee suggested I look at the SEP-IRA, which made us take a step back and relook at all the available plans; the Solo 401k, the SEP-IRA, [...]
