Archive for September, 2009


Did Mortgage Rates Just Hit Rock Bottom?

I had to rearrange my schedule today. I subscribe to the rate watch at Pentagon Federal and they sent me an email that the 5/5 ARM rate had dropped to 4.0% with no points. And it’s a jumbo!
Are you kidding? Is it April Fool’s Day? Whatever the reason, I had to drop everything and [...]


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Balancing Life’s Little Moments with Your Budget

Life is full of moments that leave a bad taste in our mouths; just turn on the news and you are met with daily tales of cruelty and weird happenings. But life is also about wonderful, precious moments and when these beautiful moments come around, we want to celebrate them.
The union of two people [...]


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Give Yourself an Allowance to Control Spending and Save Money

Did you get an allowance from your parents when you were young? I remember my first allowance, a whopping $2 a week! The amount went up over the years as I aged, but the allowance was always mine to spend or save as I pleased.
Fast forward to adulthood. At one time my spending got out of [...]


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5 Ways Spending More is Actually Frugal

If you are a frequent reader of personal finance articles, you are familiar with some of the most commonly cited ways to save money – bring your lunch to work, install a programmable thermostat, cancel your cable, etc. In general, choosing the most frugal option is good for your bottom line. But sometimes, spending a [...]


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HSBC Direct $50 Bonus

HSBC Direct is offering current customers Free Money. They’re giving $50 to customers for using the HSBC debit card.
How to Get Your $50

Be a current customer, which is defined as having a HSBC Direct Online Savings Account as of September 8, 2009.
Open an Online Payment Account by September 30, 2009.
Make 3 debit card purchases [...]


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